PREMISES AND EQUIPMENT (Tables)

12 Months Ended

Dec. 31, 2012

Property, Plant and Equipment [Abstract]

Major classifications of premises and equipment at December 31, 2012, and 2011 are summarized as follows:



	2012		2011
Land	$	202,168	$	193,663
Premises and leasehold improvements	840,149		803,602
Furniture and equipment	390,345		353,664
Total	1,432,662		1,350,929
Less accumulated depreciation and amortization	549,894		496,453
Total premises and equipment	$	882,768	$	854,476

Schedule of Future Minimum Rental Payments for Operating Leases

Future minimum rental commitments for noncancellable operating leases with initial or remaining terms of one or more years consisted of the following at December 31, 2012:



Year ended December 31
2013	$	20,910
2014	16,911
2015	13,805
2016	9,035
2017	5,846
Thereafter	44,722
Total minimum payments	$	111,229

- Definition

Tabular disclosure of the useful life and salvage value of long-lived, physical assets that are used in the normal conduct of business to produce goods and services and not intended for resale. Examples include land, buildings, machinery and equipment, and other types of furniture and equipment including, but not limited to, office equipment, furniture and fixtures, and computer equipment and software.

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