SHORT-TERM BORROWINGS

12 Months Ended

Dec. 31, 2012

Short-term Debt [Abstract]

Short-term Borrowings

SHORT-TERM BORROWINGS

Short-term borrowings at December 31 are as follows:

	2012		2011
Master notes	$	399,047	$	375,396
Repurchase agreements	111,907		172,275
Notes payable to Federal Home Loan Banks	55,000		65,000
Federal funds purchased	2,551		2,551
Total short-term borrowings	$	568,505	$	615,222

At December 31, 2012, BancShares and FCB had unused credit lines allowing contingent access to overnight borrowings of up to $475,000 on an unsecured basis. Additionally, under borrowing arrangements with the Federal Home Loan Bank of Atlanta, FCB has access to an additional $1,089,122 on a secured basis.