Exhibit 12

Fiserv, Inc.

Computation of Ratio of Earnings to Fixed Charges

(Dollars in millions)

	6 Months Ended June 30,		Years Ended December 31,
	2012		2011		2010		2009		2008		2007
Earnings calculation:
Income from continuing operations before income taxes and income from investment in unconsolidated affiliate	$	419	$	729	$	793	$	734	$	640	$	667
Interest on indebtedness		87		188		198		220		260		76
Estimated interest component of rental expense		18		38		37		38		41		32
Total adjusted earnings	$	524	$	955	$	1,028	$	992	$	941	$	775
Fixed charges:
Interest on indebtedness	$	87	$	188	$	198	$	220	$	260	$	76
Estimated interest component of rental expense		18		38		37		38		41		32
Total fixed charges	$	105	$	226	$	235	$	258	$	301	$	108
Ratio of earnings to fixed charges		5.0		4.2		4.4		3.8		3.1		7.2

Note: Interest component of rental expense estimated to be 1/3 of rental expense.