Business Segment Information

12 Months Ended

Dec. 31, 2011

Business Segment Information [Abstract]

Business Segment Information

8.  Business Segment Information

The Company's operations are comprised of the Payments and Industry Products ("Payments") segment, the Financial Institution Services ("Financial") segment and the Corporate and Other segment. The Payments segment primarily provides electronic bill payment and presentment services, debit and other card-based payment products and services, Internet and mobile banking software and services, and other electronic payments software and services including account-to-account transfers and person-to-person payments. The businesses in this segment also provide investment account processing services for separately managed accounts, card and print personalization services, and fraud and risk management products and services. The Financial segment provides banks, thrifts and credit unions with account processing services, item processing and source capture services, loan origination and servicing products, cash management and consulting services, and other products and services that support numerous types of financial transactions. The Corporate and Other segment primarily consists of unallocated corporate expenses, amortization of acquisition-related intangible assets and intercompany eliminations.

(In millions)	Payments		Financial		Corporate and Other			Total
2011
Processing and services revenue	$	1,736	$	1,820	$	(13	)	$	3,543
Product revenue		645		184		(35	)		794
Total revenue		2,381		2,004		(48	)		4,337
Operating income		656		613		(273	)		996
Total assets		6,092		2,131		325			8,548
Capital expenditures		98		80		14			192
Depreciation and amortization expense		95		81		173			349
2010
Processing and services revenue	$	1,637	$	1,778	$	-		$	3,415
Product revenue		571		173		(26	)		718
Total revenue		2,208		1,951		(26	)		4,133
Operating income		625		591		(209	)		1,007
Total assets		5,707		1,973		601			8,281
Capital expenditures		91		78		6			175
Depreciation and amortization expense		90		82		167			339
2009
Processing and services revenue	$	1,579	$	1,747	$	3		$	3,329
Product revenue		581		195		(28	)		748
Total revenue		2,160		1,942		(25	)		4,077
Operating income		617		569		(240	)		946
Total assets		5,762		2,145		471			8,378
Capital expenditures		103		89		6			198
Depreciation and amortization expense		87		86		160			333

Revenue to clients outside the United States comprised 7%, 6% and 5% of total revenue in 2011, 2010 and 2009, respectively.