Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Assets
Cash and due from banks	$ 12,967	$ 12,403
Interest-bearing deposits	73,636	59,026
Securities available for sale, at fair value	618,601	656,852
Restricted stock, at cost	1,264	941
Mortgage loans held for sale	406	0
Loans:
Gross loans	857,175	853,193
Less unearned income and deferred fees and costs	(529)	(449)
Loans, net of unearned income and deferred fees and costs	856,646	852,744
Less allowance for credit losses	(9,094)	(8,225)
Loans, net	847,552	844,519
Premises and equipment, net	11,109	10,371
Accrued interest receivable	6,313	6,001
Other real estate owned, net	0	662
Goodwill	5,848	5,848
Bank-owned life insurance (BOLI)	43,583	43,312
Other assets	34,091	37,616
Total assets	1,655,370	1,677,551
Liabilities and Stockholders’ Equity
Noninterest-bearing demand deposits	281,215	327,713
Interest-bearing demand deposits	821,661	933,269
Savings deposits	177,856	214,114
Time deposits	223,240	67,629
Total deposits	1,503,972	1,542,725
Accrued interest payable	1,416	106
Other liabilities	9,460	12,033
Total liabilities	1,514,848	1,554,864
Commitments and contingencies
Stockholders’ equity:
Preferred stock, no par value, 5,000,000 shares authorized; none issued and outstanding	0	0
Common stock, $1.25 par value and additional paid in capital. Authorized 10,000,000 shares; issued and outstanding, 5,893,782 (including 4,095 unvested) shares as of December 31, 2023 and 5,889,687 as of December 31, 2022	7,404	7,362
Retained earnings	197,984	199,091
Accumulated other comprehensive loss, net	(64,866)	(83,766)
Total stockholders’ equity	140,522	122,687
Total liabilities and stockholders’ equity	1,655,370	1,677,551
Real Estate Construction Portfolio Segment[Member]
Loans:
Gross loans	55,379	54,579
Less allowance for credit losses	(408)	(450)
Consumer Real Estate Portfolio Segment [Member]
Loans:
Gross loans	241,564	221,052
Less allowance for credit losses	(3,162)	(2,199)
Commercial Real Estate Portfolio Segment [Member]
Loans:
Gross loans	419,130	437,888
Less allowance for credit losses	(3,576)	(3,642)
Commercial Non Real Estate Segment [Member]
Loans:
Gross loans	41,555	57,652
Less allowance for credit losses	(682)	(930)
Public Sector and IDA Portfolio Segment[Member]
Loans:
Gross loans	60,551	48,074
Less allowance for credit losses	(333)	(319)
Consumer Non Real Estate Portfolio Segment [Member]
Loans:
Gross loans	38,996	33,948
Less allowance for credit losses	$ (583)	$ (506)