Notes Tables

Financing Receivable, Current, Allowance for Credit Loss [Table Text Block]

Allowance for Loan Losses by Segment and Evaluation Method as of

December 31, 2022

Real Estate Construction

Consumer

Real Estate

Commercial

Real Estate

Commercial

Non Real

Estate

Public

Sector and

IDA

Consumer Non-

Real Estate

Unallocated

Total

Individually evaluated

$

-

$

-

$

-

$

-

$

-

$

-

$

-

$

-

Collectively evaluated

450

2,199

3,642

930

319

506

179

8,225

Total

$

450

$

2,199

$

3,642

$

930

$

319

$

506

$

179

$

8,225

Loans by Segment and Evaluation Method as of

December 31, 2022

Real Estate Construction

Consumer

Real Estate

Commercial

Real Estate

Commercial

Non Real

Estate

Public

Sector and

IDA

Consumer

Non-Real

Estate

Unallocated

Total

Individually evaluated

$

-

$

186

$

2,583

$

263

$

-

$

-

$

-

$

3,032

Collectively evaluated

54,579

220,866

435,305

57,389

48,074

33,948

-

850,161

Total

$

54,579

$

221,052

$

437,888

$

57,652

$

48,074

$

33,948

$

-

$

853,193

	Allowance for Loan Losses by Segment and Evaluation Method as of
	December 31, 2021
	Real Estate Construction		Consumer Real Estate		Commercial Real Estate		Commercial Non Real Estate		Public Sector and IDA		Consumer Non- Real Estate		Unallocated		Total
Individually evaluated	$	-	$	-	$	-	$	-	$	-	$	-	$	-	$	-
Collectively evaluated		422		1,930		3,121		1,099		297		444		361		7,674
Total	$	422	$	1,930	$	3,121	$	1,099	$	297	$	444	$	361	$	7,674

	Loans by Segment and Evaluation Method as of
	December 31, 2021
	Real Estate Construction		Consumer Real Estate		Commercial Real Estate		Commercial Non Real Estate		Public Sector and IDA		Consumer Non- Real Estate		Unallocated		Total
Individually evaluated	$	-	$	191	$	5,386	$	301	$	-	$	-	$	-	$	5,878
Collectively evaluated		48,841		208,786		400,336		59,963		47,899		32,026		-		797,851
Total	$	48,841	$	208,977	$	405,722	$	60,264	$	47,899	$	32,026	$	-	$	803,729

Schedule of Nonperforming Assets [Table Text Block]

	December 31,
	2022			2021
Nonperforming assets:
Nonaccrual loans	$	91		$	-
TDR loans in nonaccrual		2,756			2,873
Total nonperforming loans		2,847			2,873
Other real estate owned, net		662			957
Total nonperforming assets	$	3,509		$	3,830
Ratio of nonperforming assets to loans, net of unearned income and deferred fees and costs, plus other real estate owned		0.41	%		0.48	%
Ratio of allowance for loan losses to nonperforming loans⁽¹⁾		288.90	%		267.11	%

Impaired Financing Receivables [Table Text Block]

Impaired Loans as of December 31, 2022

Principal

Balance

(A)

Total Recorded Investment⁽¹⁾

Recorded Investment⁽¹⁾

in (A) for Which There

is No Related

Allowance

Recorded

Investment⁽¹⁾ in (A)

for Which There is a Related Allowance

Related

Allowance

Consumer Real Estate⁽²⁾

Investor-owned residential real estate

$

186

$

186

$

186

$

-

$

-

Commercial Real Estate⁽²⁾

Commercial real estate, owner occupied

3,248

2,583

-

Commercial Non Real Estate⁽²⁾

Commercial and industrial

285

263

-

Total

$

3,719

$

3,032

$

3,032

$

-

$

-

	Impaired Loans as of December 31, 2021
	Principal Balance		(A) Total Recorded Investment⁽¹⁾		Recorded Investment⁽¹⁾ in (A) for Which There is No Related Allowance		Recorded Investment⁽¹⁾ in (A) for Which There is a Related Allowance		Related Allowance
Consumer Real Estate⁽²⁾
Investor-owned residential real estate	$	191	$	191	$	191	$	-	$	-
Commercial Real Estate⁽²⁾
Commercial real estate, owner occupied		3,256		2,665		2,665		-		-
Commercial real estate, other		2,721		2,721		2,721		-		-
Commercial Non Real Estate⁽²⁾
Commercial and industrial		310		301		301		-		-
Total	$	6,478	$	5,878	$	5,878	$	-	$	-

Financing Receivable, Past Due [Table Text Block]

	December 31, 2022
	30 – 89 Days Past Due and Accruing		90 or More Days Past Due		90 or More Days Past Due and Accruing		Nonaccruals⁽²⁾
Consumer Real Estate⁽¹⁾
Equity line	$	16	$	-	$	-	$	-
Residential closed-end first liens		750		91		-		91
Investor-owned residential real estate		408		-		-		-
Commercial Real Estate⁽¹⁾
Commercial real estate, owner occupied		-		252		-		2,493
Commercial Non Real Estate⁽¹⁾
Commercial and industrial		16		-		-		263
Consumer Non-Real Estate ⁽¹⁾
Credit cards		3		2		2		-
Automobile		102		-		-		-
Other consumer loans		93		6		6		-
Total	$	1,388	$	351	$	8	$	2,847

	December 31, 2021
	30 – 89 Days Past Due and Accruing		90 or More Days Past Due		90 or More Days Past Due and Accruing		Nonaccruals⁽²⁾
Real Estate Construction⁽¹⁾
Construction, other	$	14	$	-	$	-	$	-
Consumer Real Estate⁽¹⁾
Equity lines		50		29		29		-
Residential closed-end first liens		715		58		58		-
Commercial Real Estate⁽¹⁾
Commercial real estate, owner occupied		12		266		-		2,572
Commercial Non Real Estate⁽¹⁾
Commercial and industrial		13		-		-		301
Consumer Non-Real Estate ⁽¹⁾
Credit cards		2		2		2		-
Automobile		93		-		-		-
Other consumer loans		88		1		1		-
Total	$	987	$	356	$	90	$	2,873

Financing Receivable, Troubled Debt Restructuring [Table Text Block]

	TDRs that occurred during the year ended December 31, 2021
			Recorded Investment Outstanding
	Number of Contracts		Pre-Modification		Post-Modification ⁽¹⁾
Commercial Real Estate
Commercial real estate owner-occupied		1	$	102	$	102
Commercial real estate, other		2		2,724		2,724
Total		3	$	2,826	$	2,826