Notes Tables

Financing Receivable, Current, Allowance for Credit Loss [Table Text Block]

Allowance for Loan Losses by Segment and Evaluation Method as of

December 31, 2021

Real Estate Construction

Consumer Real Estate

Commercial Real Estate

Commercial Non-Real Estate

Public Sector and IDA

Consumer Non-Real Estate

Unallocated

Total

Individually evaluated for impairment

$

-

$

-

$

-

$

-

$

-

$

-

$

-

$

-

Collectively evaluated loans

422

1,930

3,121

1,099

297

444

361

7,674

Total

$

422

$

1,930

$

3,121

$

1,099

$

297

$

444

$

361

$

7,674

Loans by Segment and Evaluation Method as of

December 31, 2021

Real Estate Construction

Consumer Real Estate

Commercial Real Estate

Commercial Non-Real Estate

Public Sector and IDA

Consumer Non-Real Estate

Unallocated

Total

Individually evaluated for impairment

$

-

$

191

$

5,386

$

301

$

-

$

-

$

-

$

5,878

Collectively evaluated loans

48,841

208,786

400,336

59,963

47,899

32,026

-

797,851

Total

$

48,841

$

208,977

$

405,722

$

60,264

$

47,899

$

32,026

$

-

$

803,729

	Allowance for Loan Losses by Segment and Evaluation Method as of
	December 31, 2020
	Real Estate Construction		Consumer Real Estate		Commercial Real Estate		Commercial Non-Real Estate		Public Sector and IDA		Consumer Non-Real Estate		Unallocated		Total
Individually evaluated for impairment	$	-	$	2	$	-	$	73	$	-	$	-	$	-	$	75
Collectively evaluated loans		503		2,163		3,853		597		339		555		396		8,406
Total	$	503	$	2,165	$	3,853	$	670	$	339	$	555	$	396	$	8,481

	Loans by Segment and Evaluation Method as of
	December 31, 2020
	Real Estate Construction		Consumer Real Estate		Commercial Real Estate		Commercial Non-Real Estate		Public Sector and IDA		Consumer Non-Real Estate		Unallocated		Total
Individually evaluated for impairment	$	-	$	194	$	3,856	$	851	$	-	$	2	$	-	$	4,903
Collectively evaluated loans		42,266		181,588		389,259		77,920		40,983		33,108		-		765,124
Total	$	42,266	$	181,782	$	393,115	$	78,771	$	40,983	$	33,110	$	-	$	770,027

Schedule of Nonperforming Assets [Table Text Block]

	December 31,
	2021			2020
Nonperforming assets:
Nonaccrual loans	$	-		$	846
TDR loans in nonaccrual		2,873			2,839
Total nonperforming loans		2,873			3,685
Other real estate owned, net		957			1,553
Total nonperforming assets	$	3,830		$	5,238
Ratio of nonperforming assets to loans, net of unearned income and deferred fees and costs, plus other real estate owned		0.48	%		0.68	%
Ratio of allowance for loan losses to nonperforming loans⁽¹⁾		267.11	%		230.15	%

Impaired Financing Receivables [Table Text Block]

Impaired Loans as of December 31, 2021

Principal Balance

(A)

Total

Recorded

Investment⁽¹⁾

Recorded

Investment⁽¹⁾ in (A)

for Which There is

No Related

Allowance

Recorded

Investment⁽¹⁾ in

(A) for Which

There is a Related

Allowance

Related

Allowance

Consumer Real Estate⁽²⁾

Investor-owned residential real estate

$

191

$

191

$

191

$

-

$

-

Commercial Real Estate⁽²⁾

Commercial real estate, owner occupied

3,256

2,665

-

Commercial real estate, other

2,721

-

Commercial Non-Real Estate⁽²⁾

Commercial and Industrial

310

301

301

-

Total

$

6,478

$

5,878

$

5,878

$

-

$

-

	Impaired Loans as of December 31, 2020
	Principal Balance		(A) Total Recorded Investment⁽¹⁾		Recorded Investment⁽¹⁾ in (A) for Which There is No Related Allowance		Recorded Investment⁽¹⁾ in (A) for Which There is a Related Allowance		Related Allowance
Consumer Real Estate⁽²⁾
Investor-owned residential real estate	$	194	$	194	$	-	$	194	$	2
Commercial Real Estate⁽²⁾
Commercial real estate, owner occupied		3,752		3,202		3,202		-		-
Commercial real estate, other		654		654		654		-		-
Commercial Non-Real Estate⁽²⁾
Commercial and Industrial		851		851		-		851		73
Consumer Non-Real Estate⁽²⁾
Automobile		2		2		2		-		-
Total	$	5,453	$	4,903	$	3,858	$	1,045	$	75

Financing Receivable, Past Due [Table Text Block]

December 31, 2021
	30 – 89 Days Past Due		90 or More Days Past Due		90 or More Days Past Due and Still Accruing		Nonaccruals (Including Impaired Nonaccruals)
Real Estate Construction⁽¹⁾
Construction, other	$	14	$	-	$	-	$	-
Consumer Real Estate⁽¹⁾
Equity lines		50		29		29
Residential closed-end first liens		715		58		58		-
Commercial Real Estate⁽¹⁾
Commercial real estate, owner occupied		12		266		-		2,572
Commercial Non-Real Estate⁽¹⁾
Commercial and Industrial		13		-		-		301
Consumer Non-Real Estate ⁽¹⁾
Credit cards		2		2		2		-
Automobile		93		-		-		-
Other consumer loans		88		1		1		-
Total	$	987	$	356	$	90	$	2,873

December 31, 2020
	30 – 89 Days Past Due		90 or More Days Past Due		90 or More Days Past Due and Still Accruing		Nonaccruals (Including Impaired Nonaccruals)
Consumer Real Estate⁽¹⁾
Residential closed-end first liens	$	365	$	62	$	-	$	62
Investor-owned residential real estate		106		-		-		-
Commercial Real Estate⁽¹⁾
Commercial real estate, owner occupied		15		571		-		2,941
Commercial real estate, other		-		654		-		654
Commercial Non-Real Estate⁽¹⁾
Commercial and Industrial		730		27		-		28
Consumer Non-Real Estate ⁽¹⁾
Credit cards		7		3		3		-
Automobile		144		1		1		-
Other consumer loans		130		13		13		-
Total	$	1,497	$	1,331	$	17	$	3,685

Financing Receivable, Troubled Debt Restructuring [Table Text Block]

TDRs that occurred during the year ended

December 31, 2021

Number of

Contracts

Pre-

Modification

Outstanding

Recorded

Investment

Post-

Modification

Outstanding

Recorded

Investment⁽¹⁾

Commercial Real Estate

Commercial real estate owner-occupied

1

$

102

$

102

Commercial real estate, other

2

2,724

Total

3

$

2,826

$

2,826