Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Assets
Cash and due from banks	$ 8,768	$ 13,147
Interest-bearing deposits	130,021	120,725
Securities available for sale, at fair value	686,080	546,742
Restricted stock	845	1,279
Mortgage loans held for sale	615	866
Loans:
Gross loans	803,729	770,027
Less unearned income and deferred fees and costs	(481)	(1,228)
Loans, net of unearned income and deferred fees and costs	803,248	768,799
Less allowance for loan losses	(7,674)	(8,481)
Loans, net	795,574	760,318
Premises and equipment, net	9,722	10,035
Accrued interest receivable	5,104	5,028
Other real estate owned, net	957	1,553
Goodwill	5,848	5,848
Bank-owned life insurance (BOLI)	42,354	36,444
Other assets	16,287	17,688
Total assets	1,702,175	1,519,673
Liabilities and Stockholders’ Equity
Noninterest-bearing demand deposits	317,430	276,793
Interest-bearing demand deposits	890,124	763,293
Savings deposits	208,065	167,475
Time deposits	78,968	89,582
Total deposits	1,494,587	1,297,143
Accrued interest payable	48	56
Other liabilities	15,789	21,867
Total liabilities	1,510,424	1,319,066
Commitments and contingencies
Stockholders’ equity:
Preferred stock, no par value, 5,000,000 shares authorized; none issued and outstanding	0	0
Common stock, $1.25 par value. Authorized 10,000,000 shares; issued and outstanding, 6,063,937 shares at December 31, 2021 and 6,432,020 at December 31, 2020	7,580	8,040
Retained earnings	188,229	189,547
Accumulated other comprehensive (loss) income, net	(4,058)	3,020
Total stockholders’ equity	191,751	200,607
Total liabilities and stockholders’ equity	1,702,175	1,519,673
Real Estate Construction Portfolio Segment[Member]
Loans:
Gross loans	48,841	42,266
Less allowance for loan losses	(422)	(503)
Consumer Real Estate Portfolio Segment [Member]
Loans:
Gross loans	208,977	181,782
Less allowance for loan losses	(1,930)	(2,165)
Commercial Real Estate Portfolio Segment [Member]
Loans:
Gross loans	405,722	393,115
Less allowance for loan losses	(3,121)	(3,853)
Commercial Non Real Estate Segment [Member]
Loans:
Gross loans	60,264	78,771
Less allowance for loan losses	(1,099)	(670)
Public Sector and IDA Portfolio Segment[Member]
Loans:
Gross loans	47,899	40,983
Less allowance for loan losses	(297)	(339)
Consumer Non Real Estate Portfolio Segment [Member]
Loans:
Gross loans	32,026	33,110
Less allowance for loan losses	$ (444)	$ (555)