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Consolidated Statements of Cash Flows (Unaudited) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended 12 Months Ended
Sep. 30, 2021
Sep. 30, 2020
Sep. 30, 2021
Sep. 30, 2020
Dec. 31, 2020
Cash Flows from Operating Activities          
Net income $ 5,752 $ 4,168 $ 15,131 $ 11,129  
Adjustments to reconcile net income to net cash provided by operating activities:          
Provision for (recovery of) loan losses (392) 154 (338) 1,985 $ 1,991
Depreciation of bank premises and equipment     484 529  
Amortization of premiums and accretion of discounts, net     1,266 1,016  
Gain on disposal of fixed assets     0 (2)  
Gain on sales and calls of securities available for sale, net     (5) (96)  
Loss (gain) and write-down on other real estate owned, net     25 (13)  
Loss on sale of repossessed assets, net     0 1  
Increase in cash value of bank-owned life insurance     (664) (659)  
Origination of mortgage loans held for sale     (13,320) (27,929)  
Proceeds from sale of mortgage loans held for sale     14,238 25,560  
Gain on sale of mortgage loans held for sale (76) (165) (287) (416)  
Net change in:          
Accrued interest receivable     (133) (953)  
Other assets     1,293 (136)  
Accrued interest payable     (10) (58)  
Other liabilities     (1) 192  
Net cash provided by operating activities     17,679 10,150  
Cash Flows from Investing Activities          
Net change in interest-bearing deposits     1,862 8,102  
Proceeds from calls, principal payments, sales and maturities of securities available for sale     46,887 116,567  
Purchase of securities available for sale     (153,627) (154,781)  
Net change in restricted stock     434 (59)  
Purchase of loan participations     (20,544) (4,273)  
Collection of loan participations     3,759 122  
Loan originations and principal collections, net     (12,661) (63,695)  
Proceeds from sale of other real estate owned     621 72  
Proceeds from sale of repossessed assets     11 30  
Recoveries on loans charged off     245 219  
Purchase of bank-owned life insurance     (5,000) 0  
Proceeds from sale and purchases of premises and equipment, net     (272) (1,632)  
Net cash used in investing activities     (138,285) (99,328)  
Cash Flows from Financing Activities          
Net change in time deposits     (7,127) (25,020)  
Net change in other deposits     142,718 118,849  
Common stock repurchased     (12,085) 0  
Cash dividends paid     (4,319) (4,348)  
Net cash provided by financing activities     119,187 89,481  
Net change in cash and due from banks     (1,419) 303  
Cash and due from banks at beginning of period     13,147 10,290 10,290
Cash and due from banks at end of period 11,728 10,593 11,728 10,593 $ 13,147
Supplemental Disclosures of Cash Flow Information          
Interest paid on deposits     2,418 4,872  
Income taxes paid     2,150 2,785  
Supplemental Disclosure of Noncash Activities          
Loans charged against the allowance for loan losses     690 639  
Loans transferred to OREO     50 0  
Loans transferred to repossessed assets     11 4  
Unrealized gain (loss) on securities available for sale     (10,736) 14,794  
Lease liabilities arising from obtaining right-of-use assets $ 0 $ 23 $ 0 $ 23