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Consolidated Statements of Income - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2018
Dec. 31, 2017
Dec. 31, 2016
Interest Income      
Interest and fees on loans $ 31,333 $ 29,932 $ 29,365
Interest on interest-bearing deposits 672 791 532
Interest and dividends on securities – taxable 6,856 5,711 5,910
Interest on securities – nontaxable 4,363 4,826 5,123
Total interest income 43,224 41,260 40,930
Interest Expense      
Interest on deposits 4,883 4,125 4,166
Interest on borrowings 164
Total interest expense 5,047 4,125 4,166
Net interest income 38,177 37,135 36,764
Provision for (recovery of) loan losses (81) 157 1,650
Net interest income after provision for (recovery of) loan losses 38,258 36,978 35,114
Noninterest Income:      
Noninterest Income 6,266 6,114 5,412
BOLI income 901 758 597
Other income 1,005 1,148 1,289
Realized securities gains, net 17 14 232
Total noninterest income 7,729 7,636 7,115
Noninterest Expense      
Salaries and employee benefits 14,506 13,670 12,684
Occupancy, furniture and fixtures 1,845 1,820 1,849
Data processing and ATM 2,784 2,280 2,151
FDIC assessment 359 364 476
Intangible assets amortization 50 68 257
Net costs of other real estate owned 553 205 472
Franchise taxes 1,278 1,315 1,296
Write-down of insurance receivable 2,010 347
Other operating expenses 3,891 4,507 3,803
Total noninterest expense 27,276 24,229 23,335
Income before income taxes 18,711 20,385 18,894
Income tax expense 2,560 6,293 3,952
Net income $ 16,151 $ 14,092 $ 14,942
Basic net income per common share (in dollars per share) $ 2.32 $ 2.03 $ 2.15
Fully diluted net income per common share (in dollars per share) $ 2.32 $ 2.03 $ 2.15
Deposit Account [Member]      
Noninterest Income:      
Noninterest Income $ 2,678 $ 2,776 $ 2,458
Product and Service, Other [Member]      
Noninterest Income:      
Noninterest Income 132 205 212
Credit and Debit Card [Member]      
Noninterest Income:      
Noninterest Income 1,431 1,205 981
Fiduciary and Trust [Member]      
Noninterest Income:      
Noninterest Income $ 1,565 $ 1,530 $ 1,346