XML 46 R31.htm IDEA: XBRL DOCUMENT v3.8.0.1
Note 5 - Allowance for Loan Losses, Nonperforming Assets and Impaired Loans (Tables)
 12 Months Ended
Dec. 31, 2017
Notes Tables  
Allowance for Credit Losses on Financing Receivables [Table Text Block]
   
Activity in th
e Allowance for Loan Losses by S
egment
for the year
ended
December 31
, 201
7
  
   
Real Estate Construction
    
Consumer Real Estate
    
Commercial Real Estate
    
Commercial Non Real Estate
    
Public Sector and IDA
    
Consumer Non Real Estate
    
Unallocated
    
Total
  
Balance
, December 31, 2016
  
$
438
    
$
1,830
    
$
3,738
    
$
1,063
    
$
330
    
$
644
    
$
257
    
$
8,300
  
Charge-offs
  
 
---
    
 
(146
)
  
 
(139
)
  
 
(82
)
  
 
---
    
 
(452
)
  
 
---
    
 
(819
)
Recoveries
  
 
---
    
 
1
    
 
131
    
 
23
    
 
---
    
 
132
    
 
---
    
 
287
  
Provision for loan losses
  
 
(101
)
  
 
342
    
 
(686
)
  
 
68
    
 
89
    
 
383
    
 
62
    
 
157
  
Balance,
December 31, 201
7
  
$
337
    
$
2,027
    
$
3,044
    
$
1,072
    
$
419
    
$
707
    
$
319
    
$
7,925
  
   
Activity in th
e Allowance for Loan Losses by S
egment
for the year
ended
December 31
, 201
6
  
   
Real Estate Construction
    
Consumer Real Estate
    
Commercial Real Estate
    
Commercial Non Real Estate
    
Public Sector and IDA
    
Consumer Non Real Estate
    
Unallocated
    
Total
  
Balance
, December 31, 2015
   $
576
     $
1,866
     $
4,109
     $
655
     $
436
     $
627
     $
28
     $
8,297
  
Charge-offs
    
(29
)
    
(133
)
    
(488
)
    
(883
)
    
---
      
(273
)
    
---
      
(1,806
)
Recoveries
    
---
      
2
      
83
      
10
      
---
      
64
      
---
      
159
  
Provision for loan losses
    
(109
)
    
95
      
34
      
(1,281
)
    
(106
)
    
226
      
229
      
1,650
  
Balance, December 31, 201
6
   $
438
     $
1,830
     $
3,738
     $
1,063
     $
330
     $
644
     $
257
     $
8,300
  
   
Activity in th
e Allowance for Loan Losses by S
egment
for the year
ended
December 31
, 201
5
  
   
Real Estate Construction
    
Consumer Real Estate
    
Commercial Real Estate
    
Commercial Non Real Estate
    
Public Sector and IDA
    
Consumer Non Real Estate
    
Unallocated
    
Total
  
Balance
, December 31, 2014
   $
612
     $
1,662
     $
3,537
     $
1,475
     $
327
     $
602
     $
48
     $
8,263
  
Charge-offs
    
---
      
(205
)
    
(1,114
)
    
(490
)
    
---
      
(311
)
    
---
      
(2,120
)
Recoveries
    
---
      
2
      
49
      
1
      
---
      
93
      
---
      
145
  
Provision for loan losses
    
(36
)
    
407
      
1,637
      
(331
)
    
109
      
243
      
(20
)
    
2,009
  
Balance, December 31, 201
5
   $
576
     $
1,866
     $
4,109
     $
655
     $
436
     $
627
     $
28
     $
8,297
  
Schedule of Credit Losses Related to Financing Receivables, Current and Noncurrent [Table Text Block]
   
Allowance for Loan Losses by Segment and Evaluation Method as of
  
   
December 31, 201
7
  
   
Real Estate Construction
    
Consumer Real Estate
    
Commercial Real Estate
    
Commercial Non Real Estate
    
Public Sector and IDA
    
Consumer Non Real Estate
    
Unallocated
    
Total
  
Individually evaluated
for impairment
  
$
---
    
$
16
    
$
---
    
$
160
    
$
---
    
$
1
    
$
---
    
$
177
  
Collectively evaluated
for impairment
  
 
337
    
 
2,011
    
 
3,044
    
 
912
    
 
419
    
 
706
    
 
319
    
 
7,748
  
Total
  
$
337
    
$
2,027
    
$
3,044
    
$
1,072
    
$
419
    
$
707
    
$
319
    
$
7,925
  
   
Loans by Segment and Evaluation Method as of
  
   
December 31, 201
7
  
   
Real Estate Construction
    
Consumer Real Estate
    
Commercial Real Estate
    
Commercial Non Real Estate
    
Public Sector and IDA
    
Consumer Non Real Estate
    
Unallocated
    
Total
  
Individually evaluated
for impairment
  
$
2,882
    
$
1,267
    
$
6,516
    
$
1,229
    
$
---
    
$
30
    
$
---
    
$
11,924
  
Collectively evaluated
for impairment
  
 
31,812
    
 
165,698
    
 
333,898
    
 
39,289
    
 
51,443
    
 
34,618
    
 
---
    
 
656,758
  
Total
  
$
34,694
    
$
166,965
    
$
340,414
    
$
40,518
    
$
51,443
    
$
34,648
    
$
---
    
$
668,682
  
   
Allowance for Loan Losses by Segment and Evaluation Method as of
 
   
December 31, 201
6
  
   
Real Estate Construction
    
Consumer Real Estate
    
Commercial Real Estate
    
Commercial Non Real Estate
    
Public Sector and IDA
    
Consumer Non Real Estate
    
Unallocated
    
Total
  
Individually evaluated
for impairment
   $
---
     $
25
     $
1
     $
---
     $
---
     $
---
     $
---
     $
26
  
Collectively evaluated
for impairment
    
438
      
1,805
      
3,737
      
1,063
      
330
      
644
      
257
      
8,274
  
Total
   $
438
     $
1,830
     $
3,738
     $
1,063
     $
330
     $
644
     $
257
     $
8,300
  
   
Loans by Segment and Evaluation Method as of
  
   
December 31, 201
6
  
   
Real Estate Construction
    
Consumer Real Estate
    
Commercial Real Estate
    
Commercial Non Real Estate
    
Public Sector and IDA
    
Consumer Non Real Estate
    
Unallocated
    
Total
  
Individually evaluated
for impairment
   $
270
     $
877
     $
7,782
     $
241
     $
---
     $
3
     $
---
     $
9,173
  
Collectively evaluated
for impairment
    
36,075
      
156,841
      
328,675
      
38,783
      
45,474
      
33,525
      
---
      
639,373
  
Total
   $
36,345
     $
157,718
     $
336,457
     $
39,024
     $
45,474
     $
33,528
     $
---
     $
648,546
  
Schedule of Ratios for Allowance for Loan Losses [Table Text Block]
   
December 31,
  
   
201
7
    
20
16
  
Ratio of allowance for loan losses to the end of period loans, net of unearned income and deferred fees
and costs
  
 
1.19
%
    
1.28
%
Ratio of net charge-offs to average loans, net of unearned income and deferred
fees and costs
  
 
0.08
%
    
0.26
%
Schedule of Nonperforming Assets [Table Text Block]
   
December 31,
  
   
201
7
    
20
16
  
Nonperforming
assets:
                
Nonaccrual loans
  
$
6
     $
1,168
  
Restructured loans
in nonaccrual
  
 
2,763
      
4,687
  
Total nonperforming loans
  
 
2,769
      
5,855
  
Other real estate owned, net
  
 
2,817
      
3,156
  
Total nonperforming assets
  
$
5,586
     $
9,011
  
Ratio of nonperforming assets to loans, net of unearned income and deferred fees
and costs, plus other real estate owned
  
 
0.83
%
    
1.38
%
Ratio of allowance for loan losses to nonperforming
loans
(
1
)
 
 
286.20
%
    
141.76
%
Summary of Past Due 90 Days Loans or More and Impaired Loans [Table Text Block]
   
December 31,
  
   
201
7
    
20
16
  
Loans
past due 90 days or more and still accruing
  
$
51
     $
63
  
Ratio of loans past due 90 days or more and still accruing to loans, net of unearned income and deferred fees
and costs
  
 
0.01
%
    
0.01
%
Accruing restructured loans
  
$
5,134
     $
3,769
  
Impaired loans
:
                
Impaired loans with no valuation allowance
  
$
10,444
     $
8,269
  
Impaired loans with a valuation allowance
  
 
1,480
      
904
  
Total impaired loans
  
$
11,924
     $
9,173
  
Valuation allowance
  
$
(177
)
   $
(26
)
Impaired loans, net of allowance
  
$
11,747
     $
9,147
  
Average recorded investment in impaired loans
(1)
  
$
13,344
     $
11,585
  
Income recognized on impaired loans
, after designation as impaired
  
$
528
     $
553
  
Amount of income recognized on a cash basis
  
$
---
     $
---
  
Impaired Financing Receivables [Table Text Block]
   
Impaired Loans as of December 31, 201
7
  
   
Principal
Balance
   
(A)
Total Recorded
Investment
(1)
    
Recorded Investment
(1)
in (A) for Which There is No Related Allowance
    
Recorded
Investment
(1)
in (A) for Which There is a Related Allowance
    
Related
Allowance
 
Real Estate Construction
(2)
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
Construction
other
  
$
2,882
    
$
2,882
    
$
2,882
    
$
---
    
$
---
  
Co
nsumer
Real Estate
(2)
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
Residential closed-end first liens
  
 
807
    
 
768
    
 
590
    
 
178
    
 
10
  
Residential closed-end junior liens
  
 
174
    
 
174
    
 
---
    
 
174
    
 
6
  
Investor-owned residential real estate
  
 
347
    
 
325
    
 
325
    
 
---
    
 
---
  
Commercial Real Estate
(2)
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
Multifamily real estate
  
 
303
    
 
303
    
 
303
    
 
---
    
 
---
  
Commercial real estate, owner occupied
  
 
3,619
    
 
3,611
    
 
3,611
    
 
---
    
 
---
  
Commercial real estate, other
  
 
2,921
    
 
2,602
    
 
2,602
    
 
---
    
 
---
  
Commercial Non Real Estate
(2)
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
Commercial and Industrial
  
 
1,236
    
 
1,229
    
 
126
    
 
1,103
    
 
160
  
Consumer Non Real Estate
(2)
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
Automobile
  
 
30
    
 
30
    
 
5
    
 
25
    
 
1
  
Total
  
$
12,319
    
$
11,924
    
$
10,444
    
$
1,480
    
$
177
  
   
Impaired Loans as of December 31, 201
6
  
   
Principal
Balance
   
(A)
Total Recorded
Investment
(1)
    
Recorded Investment
(1)
in (A) for Which There is No Related Allowance
    
Recorded
Investment
(1)
in (A) for Which There is a Related Allowance
    
Related
Allowance
 
Real Estate Construction
(2)
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
Construction 1-4 family residential
   $
280
     $
270
     $
270
     $
---
     $
---
  
Co
nsumer
Real Estate
(2)
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
Residential closed-end first liens
    
648
      
609
      
267
      
342
      
14
  
Residential closed-end junior liens
    
195
      
195
      
---
      
195
      
7
  
Investor-owned residential real estate
    
73
      
73
      
---
      
73
      
4
  
Commercial Real Estate
(2)
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
Multifamily real estate
    
1,364
      
1,091
      
1,091
      
---
      
---
  
Commercial real estate, owner occupied
    
4,005
      
3,957
      
3,663
      
294
      
1
  
Commercial real estate, other
    
2,997
      
2,734
      
2,734
      
---
      
---
  
Commercial Non Real Estate
(2)
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
Commercial and Industrial
    
255
      
241
      
241
      
---
      
---
  
Consumer Non Real Estate
(2)
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
Automobile
    
3
      
3
      
3
      
---
      
---
  
Total
   $
9,820
     $
9,173
     $
8,269
     $
904
     $
26
  
Impaired Financing Receivable Average Investment And Interest Income [Table Text Block]
   
Average Investment and Interest Income
for Impaired Loans
For the Year Ended
December 31, 201
7
  
   
Average Recorded Investment
(1)
    
Interest Income Recognized
  
Real Estate Construction
(2)
  
 
 
 
  
 
 
 
Construction
other
  
$
3,298
    
$
177
  
Consumer
Real Estate
(2)
  
 
 
 
  
 
 
 
Residential closed-end first liens
  
 
781
    
 
57
  
Residential closed-end junior liens
  
 
185
    
 
11
  
Investor-owned residential real estate
  
 
329
    
 
1
  
Commercial Real Estate
(2)
  
 
 
 
  
 
 
 
Multifamily real estate
  
 
748
    
 
16
  
Commercial real estate, owner occupied
  
 
4,047
    
 
200
  
Commercial real estate, other
  
 
2,638
    
 
---
  
Commercial
Non Real Estate
(2)
  
 
 
 
  
 
 
 
Commercial
and Industrial
  
 
1,282
    
 
64
  
Consumer Non Real Estate
(2)
  
 
 
 
  
 
 
 
Automobile
  
 
36
    
 
2
  
Total
  
$
13,344
    
$
528
  
   
Average Investment and Interest Income for
Impaired Loans
For the Year Ended
December 31, 201
6
  
   
Average Recorded Investment
(1)
    
Interest Income Recognized
  
Real Estate Construction
(2)
  
 
 
 
  
 
 
 
Construction 1-4 family residential
   $
462
     $
10
  
Consumer
Real Estate
(2)
  
 
 
 
  
 
 
 
Residential closed-end first liens
    
642
      
38
  
Residential closed-end junior liens
    
207
      
13
  
Investor-owned residential real estate
    
74
      
4
  
Commercial Real Estate
(2)
  
 
 
 
  
 
 
 
Multifamily real estate
    
1,366
      
12
  
Commercial real estate, owner occupied
    
4,342
      
206
  
Commercial real estate, other
    
3,947
      
263
  
Commercial
Non Real Estate
(2)
  
 
 
 
  
 
 
 
Commercial
and Industrial
    
541
      
7
  
Consumer Non Real Estate
(2)
  
 
 
 
  
 
 
 
Automobile
    
4
      
---
  
Total
   $
11,585
     $
553
  
   
Average Investment and Interest Income for
Impaired Loans
For the Year Ended
December 31, 201
5
  
   
Average Recorded Investment
(1)
    
Interest Income Recognized
  
Real Estate Construction
(2)
  
 
 
 
  
 
 
 
Construction 1-4 family residential
   $
612
     $
23
  
Consumer
Real Estate
(2)
  
 
 
 
  
 
 
 
Residential closed-end first liens
    
681
      
43
  
Residential closed-end junior liens
    
228
      
15
  
Investor-owned residential real estate
    
76
      
5
  
Commercial Real Estate
(2)
  
 
 
 
  
 
 
 
Multifamily real estate
    
2,581
      
84
  
Commercial real estate, owner occupied
    
6,141
      
251
  
Commercial real estate, other
    
5,888
      
308
  
Commercial
Non Real Estate
(2)
  
 
 
 
  
 
 
 
Commercial
and Industrial
    
1,090
      
40
  
Total
   $
17,297
     $
769
  
Past Due Financing Receivables [Table Text Block]
December 31, 201
7
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
   
3
0 – 89
Days Past
Due
   
90 or
M
ore Days Past Due
    
90
or More Days Past Due and Still Accruing
    
Nonaccruals (I
ncluding Impaired Nonaccruals)
  
Real Estate
Construction
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
Construction, residential
  
$
---
    
$
---
    
$
---
    
$
---
  
Construction, other
  
 
---
    
 
---
    
 
---
    
 
---
  
Consumer Real Estate
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
Equity lines
  
 
---
    
 
---
    
 
---
    
 
---
  
Residential closed-end first liens
  
 
637
    
 
16
    
 
11
    
 
145
  
Residential closed-end junior liens
  
 
188
    
 
---
    
 
---
    
 
---
  
Investor-owned residential real estate
  
 
66
    
 
---
    
 
---
    
 
6
  
Commercial Real Estate
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
Multifamily real estate
  
 
303
    
 
---
    
 
---
    
 
---
  
Commercial real estate, owner occupied
  
 
402
    
 
---
    
 
---
    
 
---
  
Commercial real estate, other
  
 
---
    
 
2,602
    
 
---
    
 
2,602
  
Commercial
Non Real Estate
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
Commercial and
Industrial
  
 
131
    
 
---
    
 
---
    
 
15
  
Public Sector and IDA
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
Public sector and IDA
  
 
---
    
 
---
    
 
---
    
 
---
  
Consumer Non Real Estate
 
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
Credit cards
  
 
7
    
 
12
    
 
12
    
 
---
  
Automobile
  
 
375
    
 
22
    
 
22
    
 
1
  
Other
consumer loans
  
 
154
    
 
6
    
 
6
    
 
---
  
Total
  
$
2,263
    
$
2,658
    
$
51
    
$
2,769
  
December 31, 201
6
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
   
3
0 – 89
Days Past
Due
   
90 or
M
ore Days Past Due
    
90
or More Days Past Due and Still Accruing
    
Nonaccruals (I
ncluding Impaired Nonaccruals)
  
Real Estate
Construction
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
Construction, residential
   $
---
     $
---
     $
---
     $
270
  
Construction, other
    
25
      
---
      
---
      
---
  
Consumer Real Estate
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
Equity lines
    
10
      
---
      
---
      
---
  
Residential closed-end first liens
    
1,498
      
6
      
6
      
---
  
Residential closed-end junior liens
    
114
      
36
      
36
      
---
  
Investor-owned residential real estate
    
56
      
234
      
---
      
253
  
Commercial Real Estate
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
Multifamily real estate
    
132
      
1,091
      
---
      
1,091
  
Commercial real estate, owner occupied
    
339
      
202
      
---
      
1,183
  
Commercial real estate, other
    
---
      
80
      
---
      
2,814
  
Commercial
Non Real Estate
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
Commercial and
Industrial
    
6
      
218
      
---
      
241
  
Public Sector and IDA
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
Public sector and IDA
    
---
      
---
      
---
      
---
  
Consumer Non Real Estate
 
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
Credit cards
    
8
      
5
      
5
      
---
  
Automobile
    
234
      
12
      
12
      
3
  
Other
consumer loans
    
131
      
4
      
4
      
---
  
Total
   $
2,553
     $
1,888
     $
63
     $
5,855
  
Financing Receivable Credit Quality Indicators [Table Text Block]
December 31, 201
7
  
 
 
 
  
 
 
 
  
 
 
 
   
Pass
    
Special
Mention
(Excluding
Impaired)
    
 
Classified
(Excluding
Impaired)
  
Real Estate
Construction
  
 
 
 
  
 
 
 
  
 
 
 
Construction, 1-4 family residential
  
$
10,396
    
$
---
    
$
---
  
Construction, other
  
 
21,416
    
 
---
    
 
---
  
Consumer
Real Estate
  
 
 
 
  
 
 
 
  
 
 
 
Equity lines
  
 
16,673
    
 
39
    
 
---
  
Closed-end first liens
  
 
85,975
    
 
2,400
    
 
355
  
Closed-end junior liens
  
 
4,483
    
 
29
    
 
12
  
Investor-owned residential real estate
  
 
55,410
    
 
66
    
 
256
  
Commercial Real Estate
  
 
 
 
  
 
 
 
  
 
 
 
Multifamily residential real estate
  
 
95,894
    
 
127
    
 
---
  
Commercial real estate owner-occupied
  
 
130,256
    
 
246
    
 
763
  
Commercial real estate, other
  
 
106,612
    
 
---
    
 
--
  
Commercial
Non Real Estate
  
 
 
 
  
 
 
 
  
 
 
 
Commercial and Industrial
  
 
38,904
    
 
220
    
 
165
  
Public Sector and IDA
  
 
 
 
  
 
 
 
  
 
 
 
States and political subdivisions
  
 
51,443
    
 
---
    
 
---
 
Consumer Non Real Estate
  
 
 
 
  
 
 
 
  
 
 
 
Credit cards
  
 
5,493
    
 
---
    
 
---
  
Automobile
  
 
16,059
    
 
218
    
 
116
  
Other consumer
  
 
12,692
    
 
16
    
 
24
  
Total
  
$
651,706
    
$
3,361
    
$
1,691
  
December 31, 201
6
  
 
 
 
  
 
 
 
  
 
 
 
   
Pass
    
Special
Mention
(Excluding
Impaired)
    
 
Classified
(Excluding
Impaired)
  
Real Estate
Construction
  
 
 
 
  
 
 
 
  
 
 
 
Construction, 1-4 family residential
   $
11,635
     $
3,648
     $
---
  
Construction, other
    
20,972
      
---
      
---
  
Consumer
Real Estate
  
 
 
 
  
 
 
 
  
 
 
 
Equity lines
    
17,034
      
82
      
---
  
Closed-end first liens
    
83,658
      
1,267
      
580
  
Closed-end junior liens
    
4,861
      
15
      
151
  
Investor-owned residential real estate
    
48,277
      
333
      
583
  
Commercial Real Estate
  
 
 
 
  
 
 
 
  
 
 
 
Multifamily residential real estate
    
99,002
      
1,733
      
---
  
Commercial real estate owner-occupied
    
120,170
      
1,188
      
1,425
  
Commercial real estate, other
    
103,534
      
1,543
      
80
  
Commercial
Non Real Estate
  
 
 
 
  
 
 
 
  
 
 
 
Commercial and Industrial
    
35,521
      
3,229
      
33
  
Public Sector and IDA
  
 
 
 
  
 
 
 
  
 
 
 
States and political subdivisions
    
45,474
      
---
      
---
  
Consumer Non Real Estate
  
 
 
 
  
 
 
 
  
 
 
 
Credit cards
    
5,978
      
---
      
---
  
Automobile
    
14,457
      
25
      
192
  
Other consumer
    
12,229
      
636
      
8
  
Total
   $
622,802
     $
13,519
     $
3,052
  
Troubled Debt Restructurings on Financing Receivables [Table Text Block]
   
Restructurings that occurred during the year ended
December 31, 201
7
  
   
Number of
Contracts
    
Pre-Modification Outstanding Recorded Investment
    
Post-Modification Outstanding Recorded Investment
(1)
  
Consumer Real Estate
  
 
 
 
  
 
 
 
  
 
 
 
Closed-end first lien
  
 
1
    
$
8
    
$
8
  
Commercial Real Estate
  
 
 
 
  
 
 
 
  
 
 
 
Commercial real estate, other
  
 
1
    
 
132
    
 
132
  
Commercial
Non
Real Estate
  
 
 
 
  
 
 
 
  
 
 
 
Commercial
and industrial
  
 
4
    
 
1,221
    
 
1,221
  
Co
nsumer
N
on
R
eal
E
state
  
 
 
 
  
 
 
 
  
 
 
 
Automobile
  
 
4
    
 
26
    
 
26
  
Total
  
 
10
    
$
1,387
    
$
1,387
  
   
Restructurings that occurred during the year ended
December 31, 201
6
  
   
Number of
Contracts
    
Pre-Modification Outstanding Recorded Investment
    
Post-Modification Outstanding Recorded Investment
(1)
  
Commercial Real Estate
  
 
 
 
  
 
 
 
  
 
 
 
Commercial real estate, other
    
2
     $
3,008
     $
3,008
  
Commercial
Non
Real Estate
  
 
 
 
  
 
 
 
  
 
 
 
Commercial
and industrial
    
1
      
29
      
30
  
Consumer
N
on
R
eal
E
state
  
 
 
 
  
 
 
 
  
 
 
 
Automobile
    
1
      
5
      
5
  
Total
    
4
     $
3,042
     $
3,043
  
   
Restructurings that occurred during the year ended
December 31, 201
5
  
   
Number of
Contracts
    
Pre-Modification Outstanding Recorded Investment
    
Post-Modification Outstanding Recorded Investment
(1)
  
Real Estate
Construction
  
 
 
 
  
 
 
 
  
 
 
 
Construction, 1-4 family residential
    
2
     $
718
     $
718
  
Commercial Real Estate
  
 
 
 
  
 
 
 
  
 
 
 
Commercial real estate owner-occupied
    
3
      
2,710
      
2,623
  
Commercial Non Real Estate
  
 
 
 
  
 
 
 
  
 
 
 
Commercial and industrial
    
1
      
200
      
200
  
Total
    
6
     $
3,628
     $
3,541