Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2017	Dec. 31, 2016
Assets
Cash and due from banks	$ 12,926	$ 13,974
Interest-bearing deposits	51,233	80,268
Securities available for sale, at fair value	331,387	304,282
Securities held to maturity (fair value of $130,113 at December 31, 2017 and $137,692 at December 31, 2016)	127,164	134,957
Restricted stock	1,200	1,170
Mortgage loans held for sale	260	478
Loans:
Real estate construction loans	34,694	36,345
Consumer real estate loans	166,965	157,718
Commercial real estate loans	340,414	336,457
Commercial non real estate loans	40,518	39,024
Public sector and IDA loans	51,443	45,474
Consumer non real estate loans	34,648	33,528
Total loans	668,682	648,546
Less unearned income and deferred fees and costs	(613)	(794)
Loans, net of unearned income and deferred fees and costs	668,069	647,752
Less allowance for loan losses	(7,925)	(8,300)
Loans, net	660,144	639,452
Premises and equipment, net	8,221	8,853
Accrued interest receivable	5,297	5,260
Other real estate owned, net	2,817	3,156
Intangible assets and goodwill	5,898	5,966
Bank-owned life insurance (BOLI)	33,756	22,998
Other assets	16,454	13,128
Total assets	1,256,757	1,233,942
Liabilities and Stockholders’ Equity
Noninterest-bearing demand deposits	182,511	171,946
Interest-bearing demand deposits	622,189	604,093
Savings deposits	140,150	136,789
Time deposits	114,884	130,614
Total deposits	1,059,734	1,043,442
Accrued interest payable	62	55
Other liabilities	12,065	12,182
Total liabilities	1,071,861	1,055,679
Commitments and contingencies
Stockholders’ equity:
Preferred stock, no par value, 5,000,000 shares authorized; none issued and outstanding
Common stock of $1.25 par value. Authorized 10,000,000 shares; issued and outstanding, 6,957,974 shares in 2017 and 2016	8,698	8,698
Retained earnings	185,893	178,224
Accumulated other comprehensive loss, net	(9,695)	(8,659)
Total stockholders’ equity	184,896	178,263
Total liabilities and stockholders’ equity	$ 1,256,757	$ 1,233,942