Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Assets
Cash and due from banks	$ 13,974	$ 12,152
Interest-bearing deposits	80,268	130,811
Securities available for sale, at fair value	304,282	236,131
Securities held to maturity (fair value of $137,692 at December 31, 2016 and $158,032 at December 31, 2015)	134,957	152,028
Restricted stock	1,170	1,129
Mortgage loans held for sale	478	634
Loans:
Real estate construction loans	36,345	48,251
Consumer real estate loans	157,718	143,504
Commercial real estate loans	336,457	309,378
Commercial non real estate loans	39,024	37,571
Public sector and IDA loans	45,474	51,335
Consumer non real estate loans	33,528	29,845
Total loans	648,546	619,884
Less unearned income and deferred fees and costs	(794)	(876)
Loans, net of unearned income and deferred fees and costs	647,752	619,008
Less allowance for loan losses	(8,300)	(8,297)
Loans, net	639,452	610,711
Premises and equipment, net	8,853	9,020
Accrued interest receivable	5,260	5,769
Other real estate owned, net	3,156	4,165
Intangible assets and goodwill	5,966	6,224
Bank-owned life insurance (BOLI)	22,998	22,401
Other assets	13,128	12,344
Total assets	1,233,942	1,203,519
Liabilities and Stockholders’ Equity
Noninterest-bearing demand deposits	171,946	166,453
Interest-bearing demand deposits	605,226	569,787
Savings deposits	96,829	90,236
Time deposits	169,441	192,383
Total deposits	1,043,442	1,018,859
Accrued interest payable	55	56
Other liabilities	12,182	12,490
Total liabilities	1,055,679	1,031,405
Commitments and contingencies
Stockholders’ equity:
Preferred stock, no par value, 5,000,000 shares authorized; none issued and outstanding
Common stock of $1.25 par value. Authorized 10,000,000 shares; issued and outstanding, 6,957,974 shares in 2016 and 2015	8,698	8,698
Retained earnings	178,224	171,353
Accumulated other comprehensive loss, net	(8,659)	(7,937)
Total stockholders’ equity	178,263	172,114
Total liabilities and stockholders’ equity	$ 1,233,942	$ 1,203,519