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Consolidated Statements of Income (Unaudited) - USD ($)
shares in Thousands, $ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2015
Sep. 30, 2014
Sep. 30, 2015
Sep. 30, 2014
Interest Income        
Interest and fees on loans $ 7,676 $ 7,729 $ 22,886 $ 23,406
Interest on interest-bearing deposits 54 64 173 193
Interest on securities – taxable 1,678 1,718 5,124 5,068
Interest on securities – nontaxable 1,352 1,436 4,095 4,410
Total interest income 10,760 10,947 32,278 33,077
Interest Expense        
Interest on time deposits 301 361 943 1,133
Interest on other deposits 708 786 2,204 2,624
Total interest expense 1,009 1,147 3,147 3,757
Net interest income 9,751 9,800 29,131 29,320
Provision for loan losses 178 356 734 1,160
Net interest income after provision for loan losses 9,573 9,444 28,397 28,160
Noninterest Income        
Service charges on deposit accounts 571 634 1,676 1,833
Other service charges and fees 45 42 164 145
Credit card fees 972 929 2,843 2,687
Trust income 314 296 902 921
BOLI income 151 153 451 462
Other income 234 200 977 783
Realized securities gains, net 2 4 5 5
Total noninterest income 2,289 2,258 7,018 6,836
Noninterest Expense        
Salaries and employee benefits 3,149 2,927 9,433 8,890
Occupancy and furniture and fixtures 436 403 1,296 1,250
Data processing and ATM 384 429 1,230 1,189
FDIC assessment 138 147 408 411
Credit card processing 701 673 1,986 1,887
Intangible assets amortization 269 269 807 807
Net costs of other real estate owned 52 98 569 259
Franchise taxes 329 307 959 874
Other operating expenses 864 862 2,690 2,747
Total noninterest expense 6,322 6,115 19,378 18,314
Income before income taxes 5,540 5,587 16,037 16,682
Income tax expense 1,341 1,324 3,762 3,906
Net Income $ 4,199 $ 4,263 $ 12,275 $ 12,776
Basic net income per common share (in Dollars per share) $ 0.60 $ 0.61 $ 1.77 $ 1.84
Fully diluted net income per common share (in Dollars per share) $ 0.60 $ 0.61 $ 1.76 $ 1.84
Weighted average number of common shares outstanding – basic (in Shares) 6,955,126 6,948,681 6,952,716 6,948,212
Weighted average number of common shares outstanding – diluted (in Shares) 6,959,168 6,956,777 6,956,689 6,960,444
Dividends declared per common share (in Dollars per share)     $ 0.53 $ 0.55