Note 4 - Allowance for Loan Losses, Nonperforming Assets and Impaired Loans (Tables)

9 Months Ended

Sep. 30, 2015

Disclosure Text Block Supplement [Abstract]

Allowance for Credit Losses on Financing Receivables [Table Text Block]

	Activity in the Allowance for Loan Losses for the Nine Months Ended September 30, 2015
	Real Estate Construction			Consumer Real Estate			Commercial Real Estate			Commercial Non Real Estate			Public Sector and IDA		Consumer Non Real Estate			Unallocated		Total
Balance, December 31, 2014	$	612		$	1,662			3,537		$	1,475		$	327	$	602		$	48	$	8,263
Charge-offs		---			(201	)		(155	)		(453	)		---		(193	)		---		(1,002	)
Recoveries		---			1			36			1			---		84			---		122
Provision for loan losses		(77	)		332			420			(153	)		170		21			21		734
Balance, September 30, 2015	$	535		$	1,794		$	3,838		$	870		$	497	$	514		$	69	$	8,117

	Activity in the Allowance for Loan Losses for the Nine Months Ended September 30, 2014
	Real Estate Construction			Consumer Real Estate			Commercial Real Estate			Commercial Non Real Estate			Public Sector and IDA		Consumer Non Real Estate			Unallocated			Total
Balance, December 31, 2013	$	863		$	1,697		$	3,685		$	989		$	132	$	576		$	285		$	8,227
Charge-offs		(2	)		(97	)		(1,115	)		(79	)		---		(275	)		---			(1,568	)
Recoveries		---			---			33			132			---		47			---			212
Provision for loan losses		(277	)		78			1,072			22			148		261			(144	)		1,160
Balance, September 30, 2014	$	584		$	1,678		$	3,675		$	1,064		$	280	$	609		$	141		$	8,031

	Activity in the Allowance for Loan Losses for the Year Ended December 31, 2014
	Real Estate Construction			Consumer Real Estate			Commercial Real Estate			Commercial Non Real Estate			Public Sector and IDA		Consumer Non Real Estate			Unallocated			Total
Balance, December 31, 2013	$	863		$	1,697		$	3,685		$	989		$	132	$	576		$	285		$	8,227
Charge-offs		(2	)		(222	)		(1,201	)		(89	)		---		(346	)		---			(1,860	)
Recoveries		---			---			50			132			---		73			---			255
Provision for loan losses		(249	)		187			1,003			443			195		299			(237	)		1,641
Balance, December 31, 2014	$	612		$	1,662		$	3,537		$	1,475		$	327	$	602		$	48		$	8,263

Schedule of Credit Losses Related to Financing Receivables, Current and Noncurrent [Table Text Block]

	Allowance for Loan Losses as of September 30, 2015
	Real Estate Construction		Consumer Real Estate		Commercial Real Estate		Commercial Non Real Estate		Public Sector and IDA		Consumer Non Real Estate		Unallocated		Total
Individually evaluated for impairment	$	---	$	25	$	119	$	---	$	---	$	---	$	---	$	144
Collectively evaluated for impairment		535		1,769		3,719		870		497		514		69		7,973
Total	$	535	$	1,794	$	3,838	$	870	$	497	$	514	$	69	$	8,117

	Allowance for Loan Losses as of December 31, 2014
	Real Estate Construction		Consumer Real Estate		Commercial Real Estate		Commercial Non Real Estate		Public Sector and IDA		Consumer Non Real Estate		Unallocated		Total
Individually evaluated for impairment	$	---	$	14	$	258	$	10	$	---	$	---	$	---	$	282
Collectively evaluated for impairment		612		1,648		3,279		1,465		327		602		48		7,981
Total	$	612	$	1,662	$	3,537	$	1,475	$	327	$	602	$	48	$	8,263

	Loans as of September 30, 2015
	Real Estate Construction		Consumer Real Estate		Commercial Real Estate		Commercial Non Real Estate		Public Sector and IDA		Consumer Non Real Estate		Unallocated		Total
Individually evaluated for impairment	$	---	$	973	$	13,042	$	997	$	---	$	---	$	---	$	15,012
Collectively evaluated for impairment		44,886		144,017		301,966		38,258		52,330		30,140		---		611,597
Total loans	$	44,886	$	144,990	$	315,008	$	39,255	$	52,330	$	30,140	$	---	$	626,609

	Loans as of December 31, 2014
	Real Estate Construction		Consumer Real Estate		Commercial Real Estate		Commercial Non Real Estate		Public Sector and IDA		Consumer Non Real Estate		Unallocated		Total
Individually evaluated for impairment	$	---	$	819	$	13,624	$	678	$	---	$	---	$	---	$	15,121
Collectively evaluated for impairment		45,562		146,220		297,138		32,735		41,361		28,182		---		591,198
Total	$	45,562	$	147,039	$	310,762	$	33,413	$	41,361	$	28,182	$	---	$	606,319

Schedule of Ratios for Allowance for Loan Losses [Table Text Block]

	As of the Nine Months Ended September 30,						For the Year Ended December 31,
	2015			2014			2014
Ratio of allowance for loan losses to the end of period loans, net of unearned income and deferred fees		1.30	%		1.35	%		1.36	%
Ratio of net charge-offs to average loans, net of unearned income and deferred fees(1)		0.19	%		0.31	%		0.27	%

Schedule of Nonperforming Assets [Table Text Block]

	September 30,						December 31,
	2015			2014			2014
Nonperforming assets:
Nonaccrual loans	$	3,207		$	5,366		$	3,999
Restructured loans in nonaccrual		5,781			2,360			5,288
Total nonperforming loans		8,988			7,726			9,287
Other real estate owned, net		4,194			5,145			4,744
Total nonperforming assets	$	13,182		$	12,871		$	14,031
Ratio of nonperforming assets to loans, net of unearned income and deferred fees, plus other real estate owned		2.09	%		2.14	%		2.30	%
Ratio of allowance for loan losses to nonperforming loans(1)		90.31	%		103.95	%		88.97	%

Summary of Past Due 90 Days Loans Or More and Impaired Loans [Table Text Block]

	September 30,						December 31,
	2015			2014			2014
Loans past due 90 days or more and still accruing	$	47		$	485		$	207
Ratio of loans past due 90 days or more and still accruing to loans, net of unearned income and deferred fees		0.01	%		0.08	%		0.03	%
Accruing restructured loans	$	6,080		$	5,947		$	6,040
Impaired loans:
Impaired loans with no valuation allowance	$	12,548		$	9,223		$	7,615
Impaired loans with a valuation allowance		2,464			5,964			7,506
Total impaired loans	$	15,012		$	15,187		$	15,121
Valuation allowance		(144	)		(296	)		(282	)
Impaired loans, net of allowance	$	14,868		$	14,891		$	14,839
Average recorded investment in impaired loans(1)	$	15,902		$	15,974		$	16,311
Interest income recognized on impaired loans, after designation as impaired	$	267		$	384		$	473
Amount of income recognized on a cash basis	$	---		$	---		$	---

Impaired Financing Receivables [Table Text Block]

	Impaired Loans as of September 30, 2015
	Principal Balance		(A) Total Recorded Investment(1)		Recorded Investment(1) in (A) for Which There is No Related Allowance		Recorded Investment(1) in (A) for Which There is a Related Allowance		Related Allowance
Consumer Real Estate(2)
Residential closed-end first liens	$	718	$	675	$	306	$	369	$	14
Residential closed-end junior liens		223		223		---		223		7
Investor-owned residential real estate		75		75		---		75		4
Commercial Real Estate(2)
Multifamily real estate		2,900		2,665		868		1,797		119
Commercial real estate, owner-occupied		4,555		4,489		4,489		---		---
Commercial real estate, other		6,013		5,888		5,888		---		---
Commercial Non Real Estate(2)
Commercial and Industrial		1,005		997		997		---		---
Total	$	15,489	$	15,012	$	12,548	$	2,464	$	144

	Impaired Loans as of December 31, 2014
	Principal Balance		(A) Total Recorded Investment(1)		Recorded Investment(1) in (A) for Which There is No Related Allowance		Recorded Investment(1) in (A) for Which There is a Related Allowance		Related Allowance
Consumer Real Estate(2)
Residential closed-end first liens	$	530	$	503	$	311	$	192	$	2
Residential closed-end junior liens		239		239		---		239		8
Investor-owned residential real estate		77		77		---		77		4
Commercial Real Estate(2)
Multifamily real estate		2,911		2,735		868		1,866		170
Commercial real estate, owner occupied		4,919		4,821		3,314		1,508		74
Commercial real estate, other		6,080		6,068		3,072		2,996		14
Commercial Non Real Estate(2)
Commercial and Industrial		678		678		50		628		10
Total	$	15,434	$	15,121	$	7,615	$	7,506	$	282

Impaired Financing Receivable, Average Investment and Interest Income [Table Text Block]

	For the Nine Months Ended September 30, 2015
	Average Recorded Investment(1)		Interest Income Recognized
Consumer Real Estate(2)
Residential closed-end first liens	$	685	$	33
Residential closed-end junior liens		231		11
Investor-owned residential real estate		76		4
Commercial Real Estate(2)
Multifamily real estate		2,670		---
Commercial real estate, owner occupied		5,302		86
Commercial real estate, other		5,924		128
Commercial Non Real Estate(2)
Commercial and Industrial		1,014		5
Total	$	15,902	$	267

	For the Nine Months Ended September 30, 2014
	Average Recorded Investment(1)		Interest Income Recognized
Consumer Real Estate(2)
Residential closed-end first liens	$	385	$	19
Residential closed-end junior liens		251		12
Investor-owned residential real estate		78		4
Commercial Real Estate(2)
Multifamily real estate		2,807		---
Commercial real estate, owner occupied		5,606		153
Commercial real estate, other		6,134		164
Commercial Non Real Estate(2)
Commercial and Industrial		713		32
Consumer Non Real Estate(2)
Automobile		---		---
Total	$	15,974	$	384

	For the Year Ended December 31, 2014
	Average Recorded Investment(1)		Interest Income Recognized
Consumer Real Estate(2)
Residential closed-end first liens		555		31
Residential closed-end junior liens		249		16
Investor-owned residential real estate		77		5
Commercial Real Estate(2)
Multifamily real estate		2,773		---
Commercial real estate, owner occupied		5,836		203
Commercial real estate, other		6,114		175
Commercial Non Real Estate(2)
Commercial and Industrial		707		43
Total	$	16,311	$	473

Past Due Financing Receivables [Table Text Block]

September 30, 2015
	30 – 89 Days Past Due		90 or More Days Past Due		90 or More Days Past Due and Still Accruing		Nonaccruals (Including Impaired Nonaccruals)
Real Estate Construction(1)
Construction, other	$	27	$	---	$	---	$	---
Consumer Real Estate(1)
Equity lines		63		---		---		---
Residential closed-end first liens		1,305		46		46		3
Residential closed-end junior liens		64		---		---
Investor-owned residential real estate		---		---		---		12
Commercial Real Estate(1)
Multifamily real estate		547		2,665		---		2,665
Commercial real estate, owner-occupied		269		1,519		---		2,542
Commercial real estate, other		59		---		---		2,883
Commercial Non Real Estate(1)
Commercial and Industrial		71		883		---		883
Consumer Non Real Estate(1)
Credit cards		9		1		1		---
Automobile		175		---		---		---
Other consumer loans		63		---		---		---
Total	$	2,652	$	5,114	$	47	$	8,988

December 31, 2014
	30 – 89 Days Past Due		90 or More Days Past Due		90 or More Days Past Due and Still Accruing		Nonaccruals (Including Impaired Nonaccruals)
Real Estate Construction(1)
Construction, other		28		---		---		---
Consumer Real Estate(1)
Equity Lines		25		---		---		---
Residential closed-end first liens		719		185		80		105
Residential closed-end junior liens		74		1		1		---
Investor-owned residential real estate		336		45		---		59
Commercial Real Estate(1)
Multifamily real estate		850		868		---		2,735
Commercial real estate, owner occupied		---		1,066		102		2,573
Commercial real estate, other		---		70		---		3,066
Commercial Non Real Estate(1)
Commercial and Industrial		153		43		---		749
Consumer Non Real Estate(1)
Credit cards		3		4		4		---
Automobile		205		20		20		---
Other consumer loans		54		---		---		---
Total	$	2,447	$	2,302	$	207	$	9,287

Financing Receivable Credit Quality Indicators [Table Text Block]

	Pass		Special Mention		Classified (Excluding Impaired)
Real Estate Construction
Construction, 1-4 family residential	$	10,532	$	3,768	$	---
Construction, other		30,586		---		---
Consumer Real Estate
Equity lines		15,715		17		78
Closed-end first liens		78,380		464		830
Closed-end junior liens		4,653		55		63
Investor-owned residential real estate		42,283		611		868
Commercial Real Estate
Multifamily residential real estate		75,085		1,345		1,815
Commercial real estate owner-occupied		124,459		1,278		1,316
Commercial real estate, other		95,149		1,519		---
Commercial Non Real Estate
Commercial and Industrial		37,217		357		684
Public Sector and IDA
States and political subdivisions		52,330		---		---
Consumer Non Real Estate
Credit cards		5,981		---		---
Automobile		12,134		123		39
Other consumer		11,819		31		13
Total	$	596,323	$	9,568	$	5,706

	Pass		Special Mention (Excluding Impaired)		Classified (Excluding Impaired)
Real Estate Construction
Construction, 1-4 family residential	$	14,222	$	---	$	2,265
Construction, other		29,047		---		28
Consumer Real Estate
Equity lines		15,861		59		60
Closed-end first liens		78,806		1,566		1,412
Closed-end junior liens		4,258		21		95
Investor-owned residential real estate		42,781		688		614
Commercial Real Estate
Multifamily residential real estate		73,611		1,397		850
Commercial real estate owner-occupied		125,643		202		2,855
Commercial real estate, other		90,821		1,177		582
Commercial Non Real Estate
Commercial and Industrial		31,247		97		1,390
Public Sector and IDA
States and political subdivisions		41,361		---		---
Consumer Non Real Estate
Credit cards		5,705		---		---
Automobile		11,505		93		128
Other consumer		10,745		---		6
Total	$	575,613	$	5,300	$	10,285

Troubled Debt Restructurings on Financing Receivables [Table Text Block]

	Restructurings That Occurred During the Nine Months Ended September 30, 2015
	Number of Contracts		Pre-Modification Outstanding Principal Balance		Post-Modification Outstanding Principal Balance
Commercial Real Estate
Commercial real estate, owner occupied		1	$	994	$	907
Total		1	$	994	$	907

	Restructurings That Occurred During the Nine Months Ended September 30, 2014
	Number of Contracts		Pre-Modification Outstanding Principal Balance		Post-Modification Outstanding Principal Balance
Commercial Real Estate
Multifamily real estate		1	$	2,484	$	2,484
Commercial real estate, owner occupied		1		184		209
Total		2	$	2,668	$	2,693