Consolidated Balance Sheets (USD $) In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Assets
Cash and due from banks	$ 13,283	$ 14,783
Interest-bearing deposits	97,376	96,597
Securities available for sale, at fair value	183,668	189,815
Securities held to maturity (fair value approximates $159,337 at December 31, 2013 and $170,846 at December 31, 2012)	163,983	160,539
Restricted stock	1,414	1,689
Mortgage loans held for sale	1,276	2,796
Real estate construction loans	45,925	50,313
Consumer real estate loans	145,499	143,262
Commercial real estate loans	311,266	304,308
Commercial non real estate loans	31,262	37,349
Public sector and IDA loans	34,220	26,169
Consumer non real estate loans	28,423	31,714
Total loans	596,595	593,115
Less unearned income and deferred fees	(905)	(953)
Loans, net of unearned income and deferred fees	595,690	592,162
Less allowance for loan losses	(8,227)	(8,349)
Loans, net	587,463	583,813
Premises and equipment, net	9,951	10,401
Accrued interest receivable	5,949	6,247
Other real estate owned, net	4,712	1,435
Intangible assets and goodwill	8,299	9,377
Bank-owned life insurance (BOLI)	21,181	20,523
Other assets	12,075	6,346
Total assets	1,110,630	1,104,361
Liabilities and Stockholders’ Equity
Noninterest-bearing demand deposits	142,645	144,252
Interest-bearing demand deposits	501,541	455,713
Savings deposits	74,141	69,063
Time deposits	241,709	277,738
Total deposits	960,036	946,766
Accrued interest payable	92	139
Other liabilities	4,610	7,347
Total liabilities	964,738	954,252
Commitments and contingencies
Stockholders’ equity:
Preferred stock, no par value, 5,000,000 shares authorized; none issued and outstanding	0	0
Common stock of $1.25 par value. Authorized 10,000,000 shares; issued and outstanding, 6,947,974 shares in 2013 and 2012	8,685	8,685
Retained earnings	154,171	144,162
Accumulated other comprehensive loss, net	(16,964)	(2,738)
Total stockholders’ equity	145,892	150,109
Total liabilities and stockholders’ equity	$ 1,110,630	$ 1,104,361