Note 4 - Allowance for Loan Losses, Nonperforming Assets and Impaired Loans (Tables)

6 Months Ended

Jun. 30, 2013

Note 4 - Allowance for Loan Losses, Nonperforming Assets and Impaired Loans (Tables) [Line Items]

Allowance for Credit Losses on Financing Receivables [Table Text Block]

	Activity in the Allowance for Loan Losses for the Three Months Ended June 30, 2013
	Real Estate Construction			Consumer Real Estate			Commercial Real Estate			Commercial Non Real Estate			Public Sector and IDA		Consumer Non Real Estate			Unallocated		Total
Balance, March 31, 2012	$	1,173		$	1,846		$	3,289		$	1,276		$	110	$	585		$	12	$	8,291
Charge-offs		---			(46	)		---			(556	)		---		(128	)		---		(730	)
Recoveries		---			1			4			---			---		31			---		36
Provision for loan losses		(141	)		(131	)		(264	)		761			1		25			104		355
Balance, June 30, 2013	$	1,032		$	1,670		$	3,029		$	1,481		$	111	$	513		$	116	$	7,952

	Activity in the Allowance for Loan Losses for the Six Months Ended June 30, 2013
	Real Estate Construction			Consumer Real Estate			Commercial Real Estate			Commercial Non Real Estate			Public Sector and IDA			Consumer Non Real Estate			Unallocated		Total
Balance, December 31, 2012	$	1,070		$	2,263		$	3,442		$	959		$	142		$	424		$	49	$	8,349
Charge-offs		(184	)		(99	)		(35	)		(960	)		---			(206	)		---		(1,484	)
Recoveries		---			1			4			16			---			40			---		61
Provision for loan losses		146			(495	)		(382	)		1,466			(31	)		255			67		1,026
Balance, June 30, 2013	$	1,032		$	1,670		$	3,029		$	1,481		$	111		$	513		$	116	$	7,952

	Activity in the Allowance for Loan Losses for the Three Months Ended June 30, 2012
	Real Estate Construction			Consumer Real Estate			Commercial Real Estate			Commercial Non Real Estate			Public Sector and IDA		Consumer Non Real Estate			Unallocated			Total
Balance, March 31, 2012	$	674		$	2,252		$	3,220		$	1,126		$	85	$	482		$	224			8,063
Charge-offs		(589	)		(150	)		(200	)		(5	)		---		(84	)		---			(1,028	)
Recoveries		13			2			---			5			---		13			---			29
Provision for loan losses		1,298			(194	)		237			(213	)		26		11			(61	)		1,104
Balance, June 30, 2012	$	1,396		$	1,910		$	3,257		$	909		$	111	$	422		$	163		$	8,168

	Activity in the Allowance for Loan Losses for the Six Months Ended June 30, 2012
	Real Estate Construction			Consumer Real Estate			Commercial Real Estate			Commercial Non Real Estate			Public Sector and IDA			Consumer Non Real Estate			Unallocated		Total
Balance, December 31, 2011	$	1,079		$	1,245		$	3,515		$	1,473		$	232		$	403		$	121	$	8,068
Charge-offs		(589	)		(245	)		(737	)		(5	)		---			(152	)		---		(1,728	)
Recoveries		13			2			---			1			---			36			---		52
Provision for loan losses		893			908			479			(560	)		(121	)		135			42		1,776
Balance, June 30, 2012	$	1,396		$	1,910		$	3,257		$	909		$	111		$	422		$	163	$	8,168

	Allowance for Loan Losses as of June 30, 2013
	Real Estate Construction		Consumer Real Estate		Commercial Real Estate		Commercial Non Real Estate		Public Sector and IDA		Consumer Non Real Estate		Unallocated		Total
Individually evaluated for impairment	$	---	$	10	$	261	$	1	$	---	$	1	$	---	$	273
Collectively evaluated for impairment		1,032		1,660		2,768		1,480		111		512		116		7,679
Total	$	1,032	$	1,670	$	3,029	$	1,481	$	111	$	513	$	116	$	7,952

	Allowance for Loan Losses as of December 31, 2012
	Real Estate Construction		Consumer Real Estate		Commercial Real Estate		Commercial Non Real Estate		Public Sector and IDA		Consumer Non Real Estate		Unallocated		Total
Individually evaluated for impairment	$	---	$	43	$	273	$	231	$	---	$	7	$	---	$	554
Collectively evaluated for impairment		1,070		2,220		3,169		728		142		417		49		7,795
Total	$	1,070	$	2,263	$	3,442	$	959	$	142	$	424	$	49	$	8,349

	Loans as of June 30, 2013
	Real Estate Construction		Consumer Real Estate		Commercial Real Estate		Commercial Non Real Estate		Public Sector and IDA		Consumer Non Real Estate		Unallocated		Total
Individually evaluated for impairment	$	2,992	$	915	$	13,227	$	236	$	---	$	25	$	---	$	17,395
Collectively evaluated for impairment		53,314		140,982		286,835		34,821		26,306		29,311		---		571,569
Total loans	$	56,306	$	141,897	$	300,062	$	35,057	$	26,306	$	29,336	$	---	$	588,964

	Loans as of December 31, 2012
	Real Estate Construction		Consumer Real Estate		Commercial Real Estate		Commercial Non Real Estate		Public Sector and IDA		Consumer Non Real Estate		Unallocated		Total
Individually evaluated for impairment	$	6,643	$	864	$	10,329	$	574	$	---	$	46	$	---	$	18,456
Collectively evaluated for impairment		43,670		142,398		293,979		36,775		26,169		31,668		---		574,659
Total	$	50,313	$	143,262	$	304,308	$	37,349	$	26,169	$	31,714	$	---	$	593,115

	Six Months Ended June 30,						Year Ended December 31,
	2013			2012			2012
Ratio of allowance for loan losses to the end of period loans, net of unearned income and deferred fees		1.35	%		1.39	%		1.41	%
Ratio of net charge-offs to average loans, net of unearned income and deferred fees(1)		0.49	%		0.57	%		0.49	%

	June 30,						December 31,
	2013			2012			2012
Nonperforming assets:
Nonaccrual loans	$	10,428		$	3,627		$	10,870
Restructured loans in nonaccrual		1,522			3,763			2,151
Total nonperforming loans		11,950			7,390			13,021
Other real estate owned, net		969			871			1,435
Total nonperforming assets	$	12,919		$	8,261		$	14,456
Ratio of nonperforming assets to loans, net of unearned income and deferred fees, plus other real estate owned		2.19	%		1.41	%		2.44	%
Ratio of allowance for loan losses to nonperforming loans(1)		66.54	%		110.53	%		64.12	%

	June 30,						December 31,
	2013			2012			2012
Loans past due 90 days or more and still accruing	$	125		$	242		$	170
Ratio of loans past due 90 days or more and still accruing to loans, net of unearned income and deferred fees		0.02	%		0.04	%		0.03	%
Accruing restructured loans	$	6,234		$	2,035		$	2,005
Impaired loans:
Impaired loans with no valuation allowance	$	15,946		$	12,374		$	16,974
Impaired loans with a valuation allowance		1,449			1,543			1,482
Total impaired loans	$	17,395		$	13,917		$	18,456
Valuation allowance		(273	)		(362	)		(554	)
Impaired loans, net of allowance	$	17,122		$	13,555		$	17,902
Average recorded investment in impaired loans(1)	$	17,889		$	14,055		$	13,540
Interest income recognized on impaired loans, after designation as impaired	$	77		$	186		$	9
Amount of income recognized on a cash basis	$	---		$	---		$	---

Impaired Financing Receivables [Table Text Block]

	Impaired Loans as of June 30, 2013
	Principal Balance		(A) Total Recorded Investment(1)		Recorded Investment(1) in (A) for Which There is No Related Allowance		Recorded Investment(1) in (A) for Which There is a Related Allowance		Related Allowance
Real Estate Construction
Construction, residential	$	123	$	118	$	118	$	---	$	---
Construction, other		2,869		2,854		2,854		---		---
Consumer Real Estate
Equity lines		---		---		---		---		---
Residential closed-end first liens		506		507		291		216		3
Residential closed-end junior liens		327		328		61		268		7
Investor-owned residential real estate		82		83		83		---		---
Commercial Real Estate
Multifamily real estate		4,261		4,258		4,258		---		---
Commercial real estate, owner-occupied		5,466		5,469		4,553		916		261
Commercial real estate, other		3,500		3,516		3,516		---		---
Commercial Non Real Estate
Commercial and Industrial		236		237		213		23		1
Public Sector and IDA
Public sector and IDA		---		---		---		---		---
Consumer Non Real Estate
Credit cards		---		---		---		---		---
Automobile		25		25		---		25		1
Other consumer loans		---		---		---		---		---
Total	$	17,395	$	17,395	$	15,947	$	1,448	$	273

	Impaired Loans as of December 31, 2012
	Principal Balance		(A) Total Recorded Investment(1)		Recorded Investment(1) in (A) for Which There is No Related Allowance		Recorded Investment(1) in (A) for Which There is a Related Allowance		Related Allowance
Real Estate Construction
Construction, residential	$	123	$	118	$	118	$	---	$	---
Construction, other		6,520		6,487		6,487		---		---
Consumer Real Estate
Equity lines		---		---		---		---		---
Residential closed-end first liens		783		785		634		151		43
Residential closed-end junior liens		81		81		81		---		---
Commercial Real Estate
Multifamily real estate		5,284		5,288		5,288		---		---
Commercial real estate, owner-occupied		5,045		5,043		4,293		750		273
Commercial real estate, other		---		---		---		---		---
Commercial Non Real Estate
Commercial and Industrial		574		574		39		535		231
Public Sector and IDA
Public sector and IDA		---		---		---		---		---
Consumer Non Real Estate
Credit cards		---		---		---		---		---
Automobile		46		46		---		46		7
Other consumer loans		---		---		---		---		---
Total	$	18,456	$	18,422	$	16,940	$	1,482	$	554

Past Due Financing Receivables [Table Text Block]

	30 – 89 Days Past Due		90 or More Days Past Due		90 or More Days Past Due and Still Accruing		Nonaccruals (Including Impaired Nonaccruals)
Real Estate Construction
Construction, residential	$	---	$	123	$	---	$	123
Construction, other		---		2,869		---		2,869
Consumer Real Estate
Equity lines		---		30		---		30
Residential closed-end first liens		1,128		346		104		503
Residential closed-end junior liens		16		99		---		99
Investor-owned residential real estate		410		---		---		3
Commercial Real Estate
Multifamily real estate		664		3,563		---		4,261
Commercial real estate, owner-occupied		468		2,771		18		3,728
Commercial real estate, other		73		---		---		---
Commercial Non Real Estate
Commercial and Industrial		150		309		---		309
Public Sector and IDA
Public sector and IDA		---		---		---		---
Consumer Non Real Estate
Credit cards		2		3		3		---
Automobile		189		25		---		25
Other consumer loans		45		---		---		---
Total	$	3,145	$	10,138	$	125	$	11,950

December 31, 2012
	30 – 89 Days Past Due		90 or More Days Past Due		90 or More Days Past Due and Still Accruing		Nonaccruals (Including Impaired Nonaccruals)
Real Estate Construction
Construction, residential	$	---	$	123	$	---	$	123
Construction, other		31		89		---		3,109
Consumer Real Estate
Equity lines		22		30		30		98
Residential closed-end first liens		1,507		605		126		801
Residential closed-end junior liens		121		39		---		120
Commercial Real Estate
Multifamily real estate		671		261		---		4,624
Commercial real estate, owner-occupied		1,113		---		---		3,536
Commercial real estate, other		40		2,089		---		---
Commercial Non Real Estate
Commercial and Industrial		291		505		---		561
Public Sector and IDA
Public sector and IDA		---		---		---		---
Consumer Non Real Estate
Credit cards		20		4		4		---
Automobile		142		10		10		49
Other consumer loans		132		---		---		---
Total	$	4,090	$	3,755	$	170	$	13,021

Financing Receivable Credit Quality Indicators [Table Text Block]

	Pass		Special Mention		Classified (Excluding Impaired)
Real Estate Construction
Construction, 1-4 family residential	$	18,575	$	157	$	---
Construction, other		34,528		---		30
Consumer Real Estate
Equity lines		16,886		---		64
Closed-end first liens		76,218		1,300		2,229
Closed-end junior liens		4,690		119		129
Investor-owned residential real estate		38,543		321		50
Commercial Real Estate
Multifamily residential real estate		50,590		---		1,065
Commercial real estate owner-occupied		136,791		2,208		1,014
Commercial real estate other		92,055		3,112		---
Commercial Non Real Estate
Commercial and Industrial		33,740		848		249
Public Sector and IDA
States and political subdivisions		26,308		---		---
Consumer Non Real Estate
Credit cards		6,575		---		---
Automobile		11,858		139		64
Other consumer		10,140		42		29
Total	$	557,497	$	8,246	$	4,923

	Pass		Special Mention		Classified (Excluding Impaired)
Real Estate Construction
Construction, 1-4 family residential	$	14,344	$	158	$	---
Construction, other		29,011		---		120
Consumer Real Estate
Equity lines		17,742		100		182
Closed-end first liens		113,893		652		2,413
Closed-end junior liens		6,713		119		138
Commercial Real Estate
Multifamily residential real estate		36,421		---		324
Commercial real estate owner-occupied		160,188		253		1,079
Commercial real estate other		92,628		3,112		---
Commercial Non Real Estate
Commercial and Industrial		36,372		99		318
Public Sector and IDA
States and political subdivisions		26,170		---		---
Consumer Non Real Estate
Credit cards		6,690		---		---
Automobile		12,344		101		56
Other consumer		11,815		45		105
Total	$	564,331	$	4,639	$	4,735

Troubled Debt Restructurings on Financing Receivables [Table Text Block]

	Restructurings That Occurred During the Three Months Ended June 30, 2013
	Number of Contracts		Pre-Modification Outstanding Principal Balance		Post-Modification Outstanding Principal Balance		Impairment Accrued
Consumer Real Estate
Residential closed-end first liens		1	$	212	$	216	$	3
Residential closed-end junior liens		1		262		267		7
Total		2	$	474	$	483	$	10

	Restructurings That Occurred During the Six Months Ended June 30, 2013
	Number of Contracts		Pre-Modification Outstanding Principal Balance		Post-Modification Outstanding Principal Balance		Impairment Accrued
Consumer Real Estate
Residential closed-end first liens		1	$	212	$	216	$	3
Residential closed-end junior liens		1		262		267		7
Commercial Real Estate
Commercial real estate, owner-occupied		1		154		239		---
Commercial real estate, other		1		3,500		3,500		---
Total		4	$	4,128	$	4,222	$	10

	Restructurings That Occurred During the Three Months Ended June 30, 2012
	Number of Contracts		Pre-Modification Outstanding Principal Balance		Post-Modification Outstanding Principal Balance		Impairment Accrued
Consumer Real Estate
Residential closed-end first liens		2	$	201	$	146	$	---
Residential closed-end junior liens		1		147		93		---
Commercial Real Estate
Commercial real estate, owner-occupied		1		680		680		21
Commercial Non Real Estate
Commercial and industrial		1		400		400		176
Total		5	$	1,428	$	1,319	$	197

	Restructurings That Occurred During the Six Months Ended June 30, 2012
	Number of Contracts		Pre-Modification Outstanding Principal Balance		Post-Modification Outstanding Principal Balance		Impairment Accrued
Consumer Real Estate
Residential closed-end first liens		4	$	351	$	310	$	47
Residential closed-end junior liens		1		147		93		---
Commercial Real Estate
Commercial real estate, owner-occupied		2		697		702		21
Commercial Non Real Estate
Commercial and industrial		1		400		400		176
Total		8	$	1,595	$	1,505	$	244

Restructured Loans That Defaulted - Modified 12 Months Prior to Default [Member]

Note 4 - Allowance for Loan Losses, Nonperforming Assets and Impaired Loans (Tables) [Line Items]

Troubled Debt Restructurings on Financing Receivables [Table Text Block]

	Restructured Loans That Defaulted And Were Modified Within 12 Months Prior to Default
	Default During the 3 Month Period Ended June 30, 2013						Default During the 6 Month Period Ended June 30, 2013
	Number of Contracts		Principal Balance		Impairment Accrued		Number of Contracts		Principal Balance		Impairment Accrued
Consumer Real Estate
Residential closed-end first liens		1	$	74	$	---		1	$	74	$	---
Residential closed-end junior liens		1		60		---		1		60		---
Commercial Real Estate
Commercial real estate owner-occupied		2		670		---		3		863		---
Commercial Non Real Estate
Commercial and industrial		1		137		---		1		137		---
Total		5	$	941	$	---		6	$	1,134	$	---

	Restructured Loans That Defaulted And Were Modified Within 12 Months Prior to Default
	Default During the 3 Month Period Ended June 30, 2012						Default During the 6 Month Period Ended June 30, 2012
	Number of Contracts		Principal Balance		Impairment Accrued		Number of Contracts		Principal Balance		Impairment Accrued
Consumer Real Estate
Residential closed-end first liens		2	$	123	$	---		2	$	123	$	---
Residential closed-end junior liens		1		93		---		1		93		---
Commercial Real Estate
Commercial real estate owner-occupied		1		675		21		1		675		21
Commercial Non Real Estate
Commercial and industrial		-		-		-		-		-		-
Total		4	$	891	$	21		4	$	891	$	21

Average Recorded Investment and Interest Income Recognized [Member] | Current Period [Member]

Note 4 - Allowance for Loan Losses, Nonperforming Assets and Impaired Loans (Tables) [Line Items]

Impaired Financing Receivables [Table Text Block]

	Average Investment and Interest Income for Impaired Loans
	For the Three Months Ended June 30, 2013				For the Six Months Ended June 30, 2013
	Average Recorded Investment(1)		Interest Income Recognized		Average Recorded Investment(1)		Interest Income Recognized
Real Estate Construction
Construction, residential	$	118	$	---	$	118	$	---
Construction, other		2,854		---		2,927		---
Consumer Real Estate
Equity lines		---		---		---		---
Residential closed-end first liens		530		1		534		2
Residential closed-end junior liens		347		---		352		---
Investor-owned residential real estate		83		1		84		3
Commercial Real Estate
Multifamily real estate		4,294		---		4,383		---
Commercial real estate, owner-occupied		5,486		28		5,509		55
Commercial real estate, other		3,516		8		3,516		16
Commercial Non Real Estate
Commercial and industrial		310		1		429		1
Public Sector and IDA
Public sector and IDA		---		---		---		---
Consumer Non Real Estate
Credit cards		---		---		---		---
Automobile		29		---		37		---
Other consumer		---		---		---		---
Total	$	17,567	$	39	$	17,889	$	77

Average Recorded Investment and Interest Income Recognized [Member] | Previous Period [Member]

Note 4 - Allowance for Loan Losses, Nonperforming Assets and Impaired Loans (Tables) [Line Items]

Impaired Financing Receivables [Table Text Block]

	Average Investment and Interest Income for Impaired Loans
	For the Year Ended December 31, 2012
	Average Recorded Investment(1)		Interest Income Recognized
Real Estate Construction
Construction, residential	$	1,171	$	---
Construction, other		4,290		1
Consumer Real Estate
Equity lines		101		---
Residential closed-end first liens		873		2
Residential closed-end junior liens		234		---
Commercial Real Estate
Multifamily real estate		1,466		5
Commercial real estate, owner-occupied		4,806		1
Commercial real estate, other		---		---
Commercial Non Real Estate
Commercial and Industrial		570		---
Public Sector and IDA
Public sector and IDA		---		---
Consumer Non Real Estate
Credit cards		---		---
Automobile		4		---
Other consumer		25		---
Total	$	13,540	$	9