Consolidated Statements of Income (Unaudited) (USD $) In Thousands, except Share data, unless otherwise specified	3 Months Ended
	Mar. 31, 2012	Mar. 31, 2011
Interest Income
Interest and fees on loans	$ 8,878	$ 9,095
Interest on interest-bearing deposits	71	32
Interest on securities - taxable	1,589	1,662
Interest on securities - nontaxable	1,576	1,676
Total interest income	12,114	12,465
Interest Expense
Interest on time deposits of $100,000 or more	425	561
Interest on other deposits	1,692	1,818
Total interest expense	2,117	2,379
Net interest income	9,997	10,086
Provision for loan losses	672	800
Net interest income after provision for loan losses	9,325	9,286
Noninterest Income
Service charges on deposit accounts	631	612
Other service charges and fees	49	58
Credit card fees	794	733
Trust income	326	246
BOLI income	200	184
Other income	99	91
Realized securities gains, net	53	10
Total noninterest income	2,152	1,934
Noninterest Expense
Salaries and employee benefits	2,956	2,904
Occupancy and furniture and fixtures	397	423
Data processing and ATM	392	444
FDIC assessment	109	346
Credit card processing	572	586
Intangible assets amortization	271	271
Net costs of other real estate owned	48	134
Franchise taxes	162	242
Other operating expenses	804	734
Total noninterest expense	5,711	6,084
Income before income taxes	5,766	5,136
Income tax expense	1,337	1,112
Net Income	$ 4,429	$ 4,024
Basic net income per share	$ 0.64	$ 0.58
Fully diluted net income per share	$ 0.64	$ 0.58
Weighted average number of common shares outstanding - basic	6,939,974	6,933,780
Weighted average number of common shares outstanding - diluted	6,954,637	6,957,450
Dividends declared per share	$ 0	$ 0