Consolidated Statements of Income (Unaudited) (USD $) In Thousands, except Per Share data, unless otherwise specified	12 Months Ended
	Dec. 31, 2011	Dec. 31, 2010	Dec. 31, 2009
Interest Income
Interest and fees on loans	$ 36,514	$ 36,919	$ 37,578
Interest on interest-bearing deposits	155	128	90
Interest on securities - taxable	6,745	5,588	6,273
Interest on securities - nontaxable	6,532	6,504	6,546
Total interest income	49,946	49,139	50,487
Interest Expense
Interest on time deposits of $100,000 or more	2,019	3,439	5,417
Interest on other deposits	7,165	7,719	10,405
Total interest expense	9,184	11,158	15,825
Interest on borrowed funds	0	0	3
Net interest income	40,762	37,981	34,662
Provision for loan losses	2,949	3,409	1,634
Net interest income after provision for loan losses	37,813	34,572	33,028
Noninterest Income
Service charges on deposit accounts	2,617	2,858	3,314
Other service charges and fees	287	317	343
Credit card fees	3,197	2,954	2,803
Trust income	1,087	1,118	1,053
BOLI income	762	760	756
Other income	449	354	491
Realized securities gains (losses), net	11	(14)	44
Total noninterest income	8,410	8,347	8,804
Noninterest Expense
Salaries and employee benefits	11,357	10,963	11,336
Occupancy, furniture and fixtures	1,599	1,875	1,792
Data processing and ATM	1,701	1,499	1,371
FDIC assessment	677	1,080	1,727
Credit card processing	2,485	2,300	2,121
Intangible assets amortization	1,083	1,083	1,093
Net costs of other real estate owned	518	214	393
Franchise taxes	780	963	885
Other operating expenses	3,138	3,150	3,135
Total noninterest expense	23,338	23,127	23,853
Income before income tax expense	22,885	19,792	17,979
Income tax expense	5,247	4,223	3,660
Net Income	$ 17,638	$ 15,569	$ 14,319
Basic net income per common share	$ 2.54	$ 2.25	$ 2.07
Fully diluted net income per common share	$ 2.54	$ 2.24	$ 2.06
Dividends declared per share	$ 1.00	$ 0.91	$ 0.84