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Consolidated Balance Sheets (Unaudited) (USD $)
In Thousands, unless otherwise specified
12 Months Ended
Dec. 31, 2011
Dec. 31, 2010
Assets    
Cash and due from banks $ 11,897 $ 9,858
Interest-bearing deposits 98,355 69,400
Securities available for sale, at fair value 174,918 184,907
Securities held to maturity (fair value approximates $151,429 at December 31, 2011 and $129,913 at December 31, 2010) 143,995 131,000
Mortgage loans held for sale 2,623 2,460
Loans:    
Real estate construction loans 48,531 46,169
Consumer real estate loans 150,224 153,405
Commercial real estate loans 303,192 293,171
Commercial non real estate loans 38,832 37,547
Public sector and IDA loans 15,571 12,553
Consumer non real estate loans 33,072 34,543
Total loans 589,422 577,388
Less unearned income and deferred fees (952) (945)
Loans, net of unearned income and deferred fees 588,470 576,443
Less allowance for loan losses (8,068) (7,664)
Loans, net 580,402 568,779
Premises and equipment, net 10,393 10,470
Accrued interest receivable 6,304 6,016
Other real estate owned, net 1,489 1,723
Intangible assets and goodwill 10,460 11,543
Bank-owned life insurance 19,812 17,252
Other assets 6,454 8,830
Total assets 1,067,102 1,022,238
Liabilities and Stockholders' Equity    
Noninterest-bearing demand deposits 142,163 131,540
Interest-bearing demand deposits 404,801 365,040
Savings deposits 61,298 55,800
Time deposits 311,071 332,203
Total deposits 919,333 884,583
Accrued interest payable 206 257
Other liabilities 6,264 8,211
Total liabilities 925,803 893,051
Commitments and contingencies      
Stockholders' Equity    
Preferred stock, no par value, 5,000,000 shares authorized; none issued and outstanding 0 0
Common stock of $1.25 par value. Authorized 10,000,000 shares; issued and outstanding, 6,939,974 shares in 2011 and 6,933,474 shares in 2010 8,675 8,667
Retained earnings 133,945 123,161
Accumulated other comprehensive (loss), net (1,321) (2,641)
Total stockholders' equity 141,299 129,187
Total liabilities and stockholders' equity $ 1,067,102 $ 1,022,238