Consolidated Statements of Income (Unaudited) (USD $) In Thousands, except Share data	3 Months Ended		6 Months Ended
	Jun. 30, 2011	Jun. 30, 2010	Jun. 30, 2011	Jun. 30, 2010
Interest Income
Interest and fees on loans	$ 9,107	$ 9,260	$ 18,202	$ 18,436
Interest on interest-bearing deposits	35	30	67	49
Interest on securities - taxable	1,713	1,466	3,375	2,909
Interest on securities - nontaxable	1,620	1,591	3,296	3,193
Total interest income	12,475	12,347	24,940	24,587
Interest Expense
Interest on time deposits of $100,000 or more	505	894	1,066	1,840
Interest on other deposits	1,841	1,956	3,659	3,989
Total interest expense	2,346	2,850	4,725	5,829
Net interest income	10,129	9,497	20,215	18,758
Provision for loan losses	753	852	1,553	1,499
Net interest income after provision for loan losses	9,376	8,645	18,662	17,259
Noninterest Income
Service charges on deposit accounts	648	772	1,260	1,486
Other service charges and fees	59	54	117	151
Credit card fees	827	760	1,560	1,426
Trust income	307	261	553	530
Bank owned life insurance income	186	176	370	361
Other income	77	89	168	143
Realized securities losses, net	(14)	11	(4)	(3)
Total noninterest income	2,090	2,123	4,024	4,094
Noninterest Expense
Salaries and employee benefits	2,823	2,654	5,727	5,510
Occupancy, furniture and fixtures	435	477	858	968
Data processing and ATM	429	349	873	706
F.D.I.C. insurance	350	269	696	532
Credit card processing	646	584	1,232	1,092
Intangible assets amortization	271	271	542	542
Net costs of other real estate owned	95	27	229	60
Franchise taxes	215	242	457	481
Other operating expenses	761	824	1,495	1,590
Total noninterest expense	6,025	5,697	12,109	11,481
Income before income tax expense	5,441	5,071	10,577	9,872
Income tax expense	1,225	1,075	2,337	2,107
Net Income	$ 4,216	$ 3,996	$ 8,240	$ 7,765
Basic net income per share	$ 0.61	$ 0.58	$ 1.19	$ 1.12
Fully diluted net income per share	$ 0.61	$ 0.58	$ 1.19	$ 1.12
Weighted average number of common shares outstanding - basic	6,936,501	6,933,474	6,935,148	6,933,474
Weighted average number of common shares outstanding - diluted	6,946,852	6,946,650	6,952,159	6,949,731
Dividends declared per share	$ 0.48	$ 0.44	$ 0.48	$ 0.44