Exhibit 99.2

                    CERTIFICATION OF CHIEF FINANCIAL OFFICER

      The  undersigned  chief  financial  officer of the Registrant  does hereby
certify  that  this  Quarterly  Report  on Form  10-Q  fully  complies  with the
requirements  of  Section  13(a)  or  15(d) of the  Securities  Act of 1934,  as
amended, and that the information  contained in this report fairly presents,  in
all material respects,  the financial condition and results of operations of the
Registrant at the dates and for the periods shown in such report.

      Dated May 14, 2003               By /s/ Edward B. Kornfeld
                                          -----------------------------
                                          Edward B. Kornfeld
                                          Senior Vice President
                                          and Chief Financial Officer