Finance Receivables (Tables)

12 Months Ended

Dec. 31, 2011

Finance Receivables [Abstract]

Finance Receivables

	2011			2010			2009			2008			2007
Wholesale
United States	$	778,320		$	735,481		$	787,891		$	1,074,377		$	1,132,748
Europe		—			—			—			—			86,947
Canada		46,320			78,516			82,110			89,859			108,756
Total wholesale		824,640			813,997			870,001			1,164,236			1,328,451
Retail
United States		4,858,781			5,126,699			3,835,235			514,637			485,579
Canada		228,709			250,462			256,658			226,084			228,850
Total retail		5,087,490			5,377,161			4,091,893			740,721			714,429
		5,912,130			6,191,158			4,961,894			1,904,957			2,042,880
Allowance for credit losses		(125,449	)		(173,589	)		(150,082	)		(40,068	)		(30,295	)
		5,786,681			6,017,569			4,811,812			1,864,889			2,012,585
Investment in retained securitization interests		—			—			245,350			330,674			407,742
	$	5,786,681		$	6,017,569		$	5,057,162		$	2,195,563		$	2,420,327

Finance Receivables Held For Sale

	2011		2010		2009		2008		2007
Retail
United States	$	—	$	—	$	—	$	2,443,965	$	781,280

Contractual Maturities Of Finance Receivables

	United States		Canada		Total
2012	$	1,701,602	$	89,131	$	1,790,733
2013		1,005,315		46,158		1,051,473
2014		1,136,485		51,471		1,187,956
2015		1,284,797		57,395		1,342,192
2015		395,711		30,874		426,585
Thereafter		113,191		—		113,191
Total	$	5,637,101	$	275,029	$	5,912,130

Changes In The Allowance For Finance Credit Losses On Finance Receivables

	2011
	Retail			Wholesale			Total
Balance, beginning of period	$	157,791		$	15,798		$	173,589
Provision for finance credit losses		23,054			(6,023	)		17,031
Charge-offs		(118,993	)		(503	)		(119,496	)
Recoveries		54,260			65			54,325
Balance, end of period(1)	$	116,112		$	9,337		$	125,449

(1) Included in the $116.1 million retail allowance for credit losses on finance receivables is $66.0 million related to finance receivables held by VIEs.

	2010			2009
Balance, beginning of period	$	150,082		$	40,068
Allowance related to newly consolidated finance receivables(1)		49,424			—
Provision for finance credit losses		93,118			169,206
Charge-offs, net of recoveries		(119,035	)		(59,192	)
Balance, end of period	$	173,589		$	150,082

(1) As part of the required consolidation of formerly off balance-sheet securitization trusts, the Company consolidated a $49.4 million allowance for credit losses related to the newly consolidated finance receivables.

Allowance For Credit Losses And Finance Receivables By Portfolio, Individually And Collectively Evaluated For Impairment

	2011
	Retail		Wholesale		Total
Allowance for credit losses, ending balance:
Individually evaluated for impairment	$	—	$	—	$	—
Collectively evaluated for impairment		116,112		9,337		125,449
Total allowance for credit losses	$	116,112	$	9,337	$	125,449
Finance receivables, ending balance:
Individually evaluated for impairment	$	—	$	—	$	—
Collectively evaluated for impairment		5,087,490		824,640		5,912,130
Total finance receivables	$	5,087,490	$	824,640	$	5,912,130
	2010
	Retail		Wholesale		Total
Allowance for credit losses, ending balance:
Individually evaluated for impairment	$	—	$	3,566	$	3,566
Collectively evaluated for impairment		157,791		12,232		170,023
Total allowance for credit losses	$	157,791	$	15,798	$	173,589
Finance receivables, ending balance:
Individually evaluated for impairment	$	—	$	5,423	$	5,423
Collectively evaluated for impairment		5,377,161		808,574		6,185,735
Total finance receivables	$	5,377,161	$	813,997	$	6,191,158

Finance Receivables That Are Individually Deemed To Be Impaired

	2010
			Unpaid				Average		Interest
	Recorded		Principal		Related		Recorded		Income
	Investment		Balance		Allowance		Investment		Recognized
Wholesale:
No related allowance recorded	$	—	$	—	$	—	$	—	$	—
Related allowance recorded		5,423		5,358		3,566		5,577		—
Total impaired wholesale finance receivables	$	5,423	$	5,358	$	3,566	$	5,577	$	—

Aging Of Past Due Finance Receivables Including Non-Accrual Status Finance Receivables

	2011
	Current		31-60 Days Past Due		61-90 Days Past Due		Greater than 90 Days Past Due		Total Past Due		Total Finance Receivables
Retail	$	4,915,711	$	107,373	$	36,937	$	27,469	$	171,779	$	5,087,490
Wholesale		822,610		777		344		909		2,030		824,640
Total	$	5,738,321	$	108,150	$	37,281	$	28,378	$	173,809	$	5,912,130

	2010
	Current		31-60 Days Past Due		61-90 Days Past Due		Greater than 90 Days Past Due		Total Past Due		Total Finance Receivables
Retail	$	5,144,910	$	147,564	$	50,550	$	34,137	$	232,251	$	5,377,161
Wholesale		809,058		2,178		934		1,827		4,939		813,997
Total	$	5,953,968	$	149,742	$	51,484	$	35,964	$	237,190	$	6,191,158

Wholesale And Retail Receivables Accruing Interest And Are Past Due

	2011		2010		2009		2008		2007
United States	$	27,171	$	34,391	$	24,629	$	23,678	$	6,205
Canada		1,207		1,351		2,161		1,275		1,759
Europe		—		—		—		—		386
Total	$	28,378	$	35,742	$	26,790	$	24,953	$	8,350

Investment Of Retail Finance Receivables By Credit Quality Indicator

	2011		2010
Prime	$	4,097,048	$	4,303,050
Sub-prime		990,442		1,074,111
Total	$	5,087,490	$	5,377,161

Investment Of Wholesale Finance Receivables By Internal Credit Quality Indicator

	2011		2010
Doubtful	$	13,048	$	23,570
Substandard		5,052		7,139
Special Mention		14,361		18,330
Medium risk		3,032		16,766
Low risk		789,147		748,192
Total	$	824,640	$	813,997