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Finance Receivables - Recorded Investment in Retail Finance Receivables, by Credit Quality Indicator (Details) - USD ($)
$ in Thousands
3 Months Ended 12 Months Ended
Mar. 31, 2024
Mar. 31, 2023
Dec. 31, 2023
Financing Receivable, Allowance for Credit Losses      
Total $ 8,286,383 $ 7,932,154 $ 7,880,231
Gross charge-offs for the three months ended March 31, 2024:      
Total 81,368 68,008  
Retail      
Financing Receivable, Allowance for Credit Losses      
Year 1 708,187 700,813 2,637,198
Year 2 2,414,038 2,765,558 2,043,433
Year 3 1,837,677 1,648,678 1,176,286
Year 4 1,041,701 786,931 526,884
Year 5 453,933 467,899 280,805
More than 5 years 343,974 338,224 154,093
Total 6,799,510 6,708,103 6,818,699
Gross charge-offs for the three months ended March 31, 2024:      
Year 1 0 0 20,574
Year 2 22,005 23,740 103,391
Year 3 29,083 22,780 75,078
Year 4 16,498 10,365 31,368
Year 5 7,256 5,851 18,366
More than 5 years 6,526 5,272 15,138
Total 81,368 68,008 263,915
Retail | United States      
Financing Receivable, Allowance for Credit Losses      
Year 1 693,429 686,156 2,572,883
Year 2 2,356,399 2,704,482 1,998,720
Year 3 1,798,357 1,611,180 1,150,467
Year 4 1,019,696 764,166 512,436
Year 5 441,954 452,785 273,031
More than 5 years 335,771 329,020 150,461
Total 6,645,606 6,547,789 6,657,998
Gross charge-offs for the three months ended March 31, 2024:      
Year 1 0 0 20,047
Year 2 21,760 23,440 102,387
Year 3 28,748 22,535 74,212
Year 4 16,286 10,215 30,896
Year 5 7,111 5,818 18,088
More than 5 years 6,363 5,100 14,655
Total 80,268 67,108 260,285
Retail | Canada      
Financing Receivable, Allowance for Credit Losses      
Year 1 14,758 14,657 64,315
Year 2 57,639 61,076 44,713
Year 3 39,320 37,498 25,819
Year 4 22,005 22,765 14,448
Year 5 11,979 15,114 7,774
More than 5 years 8,203 9,204 3,632
Total 153,904 160,314 160,701
Gross charge-offs for the three months ended March 31, 2024:      
Year 1 0 0 527
Year 2 245 300 1,004
Year 3 335 245 866
Year 4 212 150 472
Year 5 145 33 278
More than 5 years 163 172 483
Total 1,100 900 3,630
Retail | Super prime | United States      
Financing Receivable, Allowance for Credit Losses      
Year 1 311,848 284,656 1,066,321
Year 2 963,226 1,007,543 729,339
Year 3 651,375 547,008 376,474
Year 4 328,904 240,495 151,004
Year 5 126,727 133,205 70,627
More than 5 years 73,138 72,247 27,013
Total 2,455,218 2,285,154 2,420,778
Retail | Super prime | Canada      
Financing Receivable, Allowance for Credit Losses      
Year 1 11,736 10,428 48,705
Year 2 43,504 44,213 31,733
Year 3 27,785 26,550 17,744
Year 4 15,068 15,250 9,241
Year 5 7,456 9,921 4,521
More than 5 years 4,063 4,668 1,524
Total 109,612 111,030 113,468
Retail | Prime | United States      
Financing Receivable, Allowance for Credit Losses      
Year 1 294,135 314,959 1,173,463
Year 2 1,087,821 1,317,733 993,417
Year 3 900,078 799,814 584,305
Year 4 522,250 378,539 259,995
Year 5 226,247 224,682 139,011
More than 5 years 173,807 170,944 78,880
Total 3,204,338 3,206,671 3,229,071
Retail | Prime | Canada      
Financing Receivable, Allowance for Credit Losses      
Year 1 2,566 3,650 13,764
Year 2 12,375 14,850 11,434
Year 3 10,180 9,711 7,336
Year 4 6,336 6,482 4,390
Year 5 3,779 4,439 2,728
More than 5 years 3,526 3,917 1,838
Total 38,762 43,049 41,490
Retail | Sub-prime | United States      
Financing Receivable, Allowance for Credit Losses      
Year 1 87,446 86,541 333,099
Year 2 305,352 379,206 275,964
Year 3 246,904 264,358 189,688
Year 4 168,542 145,132 101,437
Year 5 88,980 94,898 63,393
More than 5 years 88,826 85,829 44,568
Total 986,050 1,055,964 1,008,149
Retail | Sub-prime | Canada      
Financing Receivable, Allowance for Credit Losses      
Year 1 456 579 1,846
Year 2 1,760 2,013 1,546
Year 3 1,355 1,237 739
Year 4 601 1,033 817
Year 5 744 754 525
More than 5 years 614 619 270
Total $ 5,530 $ 6,235 $ 5,743