CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Cash flows from operating activities:
Net cash provided by operating activities (Note 5)	$ 754,887	$ 548,461	$ 975,701
Cash flows from investing activities:
Capital expenditures	(207,404)	(151,669)	(120,181)
Origination of finance receivables	(3,873,542)	(4,558,834)	(4,243,710)
Collections of finance receivables	3,570,822	3,935,001	3,902,304
Other investing activities	(2,180)	2,491	2,140
Net cash used by investing activities	(512,304)	(773,011)	(459,447)
Cash flows from financing activities:
Proceeds from issuance of medium-term notes	1,446,304	495,785	0
Repayments of medium-term notes	(1,056,680)	(950,000)	(1,400,000)
Proceeds from securitization debt	1,045,547	1,826,891	1,169,910
Repayments of securitization debt	(1,193,526)	(1,442,860)	(1,340,638)
Borrowings of asset-backed commercial paper	42,429	448,255	98,863
Repayments of asset-backed commercial paper	(237,370)	(302,922)	(261,367)
Net increase (decrease) in unsecured commercial paper	107,146	16,003	(260,250)
Net increase in deposits	129,855	26,605	210,112
Dividends paid	(96,310)	(93,180)	(92,426)
Repurchase of common stock	(363,987)	(338,627)	(11,623)
Cash received from business combination	0	114,068	0
Other financing activities	1,946	(1,985)	2,488
Net cash used by financing activities	(174,646)	(201,967)	(1,884,931)
Effect of exchange rate changes on cash, cash equivalents and restricted cash	1,697	(19,525)	(15,272)
Net increase (decrease) in cash, cash equivalents and restricted cash	69,634	(446,042)	(1,383,949)
Cash, cash equivalents and restricted cash, beginning of period	1,579,177	2,025,219	3,409,168
Net increase (decrease) in cash, cash equivalents and restricted cash	69,634	(446,042)	(1,383,949)
Cash, cash equivalents and restricted cash, end of period	1,648,811	1,579,177	2,025,219
Reconciliation of cash, cash equivalents and restricted cash on the Consolidated balance sheets to the Consolidated statements of cash flows:
Cash and cash equivalents	1,533,806	1,433,175	1,874,745
Restricted cash	104,642	135,424	128,935
Restricted cash included in Other long-term assets	10,363	10,578	21,539
Cash, cash equivalents and restricted cash per the Consolidated statements of cash flows	$ 1,648,811	$ 1,579,177	$ 2,025,219