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Fair Value - Summary of Fair Value and Carrying Value of Company Financial Instruments (Details) - USD ($)
$ in Thousands
Dec. 31, 2023
Dec. 31, 2022
Estimate of Fair Value Measurement    
Assets:    
Finance receivables, net $ 7,500,263 $ 7,248,353
Liabilities:    
Deposits, net 460,766 339,981
Estimate of Fair Value Measurement | Secured Debt | Asset-backed U.S. commercial paper conduit facility    
Debt:    
Long-term debt, fair value 233,258 425,794
Estimate of Fair Value Measurement | Secured Debt | Asset-backed Canadian commercial paper conduit facility    
Debt:    
Long-term debt, fair value 70,742 71,785
Estimate of Fair Value Measurement | Secured Debt | Asset-backed securitization debt    
Debt:    
Long-term debt, fair value 1,872,215 1,996,550
Estimate of Fair Value Measurement | Medium-term Notes    
Debt:    
Long-term debt, fair value 3,308,952 2,760,093
Estimate of Fair Value Measurement | Senior Notes    
Debt:    
Long-term debt, fair value 674,787 661,630
Estimate of Fair Value Measurement | Unsecured commercial paper    
Debt:    
Short-term debt, fair value 878,935 770,468
Carrying Value    
Assets:    
Finance receivables, net 7,498,265 7,138,438
Liabilities:    
Deposits, net 447,782 317,375
Carrying Value | Secured Debt | Asset-backed U.S. commercial paper conduit facility    
Debt:    
Long-term debt, fair value 233,258 425,794
Carrying Value | Secured Debt | Asset-backed Canadian commercial paper conduit facility    
Debt:    
Long-term debt, fair value 70,742 71,785
Carrying Value | Secured Debt | Asset-backed securitization debt    
Debt:    
Long-term debt, fair value 1,877,368 2,019,414
Carrying Value | Medium-term Notes    
Debt:    
Long-term debt, fair value 3,319,138 2,879,473
Carrying Value | Senior Notes    
Debt:    
Long-term debt, fair value 746,079 745,368
Carrying Value | Unsecured commercial paper    
Debt:    
Short-term debt, fair value $ 878,935 $ 770,468