CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Cash flows from operating activities:
Net cash provided by operating activities (Note 6)	$ 548,461	$ 975,701	$ 1,177,890
Cash flows from investing activities:
Capital expenditures	(151,669)	(120,181)	(131,050)
Origination of finance receivables	(4,558,834)	(4,243,710)	(3,497,486)
Collections on finance receivables	3,935,001	3,902,304	3,540,289
Other investing activities	2,491	2,140	21,464
Net cash used by investing activities	(773,011)	(459,447)	(66,783)
Cash flows from financing activities:
Proceeds from issuance of medium-term notes	495,785	0	1,396,602
Repayments of medium-term notes	(950,000)	(1,400,000)	(1,400,000)
Proceeds from securitization debt	1,826,891	1,169,910	2,064,450
Repayments of securitization debt	(1,442,860)	(1,340,638)	(1,041,751)
Borrowings of asset-backed commercial paper	448,255	98,863	225,187
Repayments of asset-backed commercial paper	(302,922)	(261,367)	(318,828)
Net increase (decrease) in unsecured commercial paper	16,003	(260,250)	444,380
Net increase in deposits	26,605	210,112	79,947
Dividends paid	(93,180)	(92,426)	(68,087)
Repurchase of common stock	(338,627)	(11,623)	(8,006)
Cash received from business combination	114,068	0	0
Other financing activities	(1,985)	2,488	89
Net cash (used) provided by financing activities	(201,967)	(1,884,931)	1,373,983
Effect of exchange rate changes on cash, cash equivalents and restricted cash	(19,525)	(15,272)	18,712
Net (decrease) increase in cash, cash equivalents and restricted cash	(446,042)	(1,383,949)	2,503,802
Cash, cash equivalents and restricted cash, beginning of period	2,025,219	3,409,168	905,366
Net (decrease) increase in cash, cash equivalents and restricted cash	(446,042)	(1,383,949)	2,503,802
Cash, cash equivalents and restricted cash, end of period	1,579,177	2,025,219	3,409,168
Reconciliation of cash, cash equivalents and restricted cash on the Consolidated balance sheets to the Consolidated statements of cash flows:
Cash and cash equivalents	1,433,175	1,874,745	3,257,203
Restricted cash	135,424	128,935	131,642
Restricted cash included in Other long-term assets	10,578	21,539	20,323
Cash, cash equivalents and restricted cash per the Consolidated statements of cash flows	$ 1,579,177	$ 2,025,219	$ 3,409,168