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Fair Value - Summary of Fair Value and Carrying Value of Company Financial Instruments (Details) - USD ($)
$ in Thousands
Dec. 31, 2022
Dec. 31, 2021
Estimate of Fair Value Measurement    
Assets:    
Finance receivables, net $ 7,248,353 $ 6,794,499
Liabilities:    
Deposits, net 339,981 293,602
Estimate of Fair Value Measurement | Secured Debt | Asset-backed U.S. commercial paper conduit facility    
Debt:    
Long-term debt, fair value 425,794 272,589
Estimate of Fair Value Measurement | Secured Debt | Asset-backed Canadian commercial paper conduit facility    
Debt:    
Long-term debt, fair value 71,785 85,054
Estimate of Fair Value Measurement | Secured Debt | Asset-backed securitization debt    
Debt:    
Long-term debt, fair value 1,996,550 1,633,749
Estimate of Fair Value Measurement | Medium-term Notes    
Debt:    
Long-term debt, fair value 2,760,093 3,513,815
Estimate of Fair Value Measurement | Senior Notes    
Debt:    
Long-term debt, fair value 661,630 790,373
Estimate of Fair Value Measurement | Unsecured commercial paper    
Debt:    
Short-term debt, fair value 770,468 751,286
Carrying Value    
Assets:    
Finance receivables, net 7,138,438 6,571,921
Liabilities:    
Deposits, net 317,375 290,326
Carrying Value | Secured Debt | Asset-backed U.S. commercial paper conduit facility    
Debt:    
Long-term debt, fair value 425,794 272,589
Carrying Value | Secured Debt | Asset-backed Canadian commercial paper conduit facility    
Debt:    
Long-term debt, fair value 71,785 85,054
Carrying Value | Secured Debt | Asset-backed securitization debt    
Debt:    
Long-term debt, fair value 2,019,414 1,627,142
Carrying Value | Medium-term Notes    
Debt:    
Long-term debt, fair value 2,879,473 3,408,660
Carrying Value | Senior Notes    
Debt:    
Long-term debt, fair value 745,368 744,668
Carrying Value | Unsecured commercial paper    
Debt:    
Short-term debt, fair value $ 770,468 $ 751,286