REINSURANCE Written Premium

12 Months Ended

Dec. 31, 2011

SCHEDULE IV

THE NAVIGATORS GROUP, INC. AND SUBSIDIARIES

REINSURANCE

Written Premium

		September 30,		September 30,		September 30,		September 30,		September 30,
In thousands	Direct Amount		Ceded to other companies		Assumed from other companies		Net amount		Percentage of amount assumed to net
Year ended December 31, 2011
Property-Casualty	$	929,778	$	354,418	$	178,438	$	753,798		24	%

Year ended December 31, 2010
Property-Casualty	$	916,817	$	333,263	$	70,384	$	653,938		11	%

Year ended December 31, 2009
Property-Casualty	$	966,251	$	343,663	$	78,667	$	701,255		11	%

- Definition

The entire disclosure for the supplemental schedule of reinsurance information required to be filed for each period for which an audited income statement is presented. Reinsurance schedule includes the type of insurance, gross amount of premiums, premiums ceded to other companies, premiums assumed from other companies, net amount of premium revenue, and the percentage of the premiums assumed to net premium revenue.

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