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Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
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MIC-Info: RSA-MD5,RSA,
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 cKZrX3hRraVFbaHjnGMeSA==

<SEC-DOCUMENT>0000000000-06-016077.txt : 20061010
<SEC-HEADER>0000000000-06-016077.hdr.sgml : 20061009
<ACCEPTANCE-DATETIME>20060405121008
<PRIVATE-TO-PUBLIC>
ACCESSION NUMBER:		0000000000-06-016077
CONFORMED SUBMISSION TYPE:	UPLOAD
PUBLIC DOCUMENT COUNT:		1
FILED AS OF DATE:		20060405

FILED FOR:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			NAVIGATORS GROUP INC
		CENTRAL INDEX KEY:			0000793547
		STANDARD INDUSTRIAL CLASSIFICATION:	FIRE, MARINE & CASUALTY INSURANCE [6331]
		IRS NUMBER:				133138397
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		UPLOAD

	BUSINESS ADDRESS:	
		STREET 1:		ONE PENN PLAZA
		STREET 2:		55TH FL
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10119
		BUSINESS PHONE:		2122442333

	MAIL ADDRESS:	
		STREET 1:		ONE PENN PLAZA 55TH FL
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10119
PUBLIC REFERENCE ACCESSION NUMBER:		0001047469-05-005132
</SEC-HEADER>
<DOCUMENT>
<TYPE>LETTER
<SEQUENCE>1
<FILENAME>filename1.txt
<TEXT>


Mail Stop 6010
Via Facsimile and U.S. Mail


March 30, 2006


Mr. Stanley A. Galanski
President and Chief Executive Officer
The Navigators Group, Inc.
One Penn Plaza
New York, New York 10019

      Re:      The Navigators Group, Inc.
       Form 10-K for Fiscal Year Ended December 31, 2004
	             File No. 0-15886

Dear Mr. Galanski:

We have completed our review of your Form 10-K and have no further
comments at this time.

Sincerely,


Kevin Woody
Accounting Branch Chief

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??

??

??

Mr. Martin P. Hughes
Hub International Limited
September 13, 2005
Page 3


</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
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