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Minimum Regulatory Capital Requirements (Tables)
12 Months Ended
Dec. 31, 2020
Federal Home Loan Banks [Abstract]  
Summary of Bank's Actual and Required Capital Amounts and Ratios

The Bank’s actual and required capital amounts and ratios as of December 31, 2020 and December 31, 2019 are as follows:

 

 

 

Actual

 

 

 

 

 

 

Minimum Capital Required

 

 

 

 

 

 

Required to be Considered

Well-Capitalized

 

 

 

 

 

 

 

(000's)

 

 

 

 

 

 

(000's)

 

 

 

 

 

 

(000's)

 

 

 

 

 

As of December 31, 2020

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

Common Equity Tier 1 Capital (to

   Risk Weighted Assets)

 

$

164,322

 

 

 

11.63

%

 

$

63,542

 

 

 

4.50

%

 

$

91,783

 

 

 

6.50

%

Total Risk-Based Capital (to Risk

   Weighted Assets)

 

 

178,635

 

 

 

12.64

%

 

 

113,032

 

 

 

8.00

%

 

 

141,290

 

 

 

10.00

%

Tier 1 Capital (to Risk Weighted

   Assets)

 

 

164,322

 

 

 

11.63

%

 

 

84,774

 

 

 

6.00

%

 

 

113,032

 

 

 

8.00

%

Tier 1 Leverage Capital (to

   Adjusted Total Assets)

 

 

164,322

 

 

 

9.08

%

 

 

72,419

 

 

 

4.00

%

 

 

90,524

 

 

 

5.00

%

 

 

 

Actual

 

 

 

 

 

 

Minimum Capital Required

 

 

 

 

 

 

Required to be Considered

Well-Capitalized

 

 

 

 

 

 

 

(000's)

 

 

 

 

 

 

(000's)

 

 

 

 

 

 

(000's)

 

 

 

 

 

As of December 31, 2019

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

Common Equity Tier 1 Capital (to

   Risk Weighted Assets)

 

$

152,855

 

 

 

11.71

%

 

$

58,725

 

 

 

4.50

%

 

$

84,825

 

 

 

6.50

%

Total Risk-Based Capital (to Risk

   Weighted Assets)

 

 

160,562

 

 

 

12.30

%

 

 

104,400

 

 

 

8.00

%

 

 

130,500

 

 

 

10.00

%

Tier 1 Capital (to Risk Weighted

   Assets)

 

 

152,855

 

 

 

11.71

%

 

 

78,300

 

 

 

6.00

%

 

 

104,400

 

 

 

8.00

%

Tier 1 Leverage Capital (to

   Adjusted Total Assets)

 

 

152,855

 

 

 

10.02

%

 

 

61,050

 

 

 

4.00

%

 

 

76,312

 

 

 

5.00

%