Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Assets
Cash and due from banks	$ 27,348	$ 21,333
Federal Funds Sold	974	685
Total cash and cash equivalents	28,322	22,018
Interest-bearing time deposits	1,915
Securities - available for sale	218,527	235,115
Other Securities, at cost	3,717	3,717
Loans, net	753,365	679,821
Premises and equipment	21,457	20,587
Goodwill	4,074	4,074
Mortgage Servicing Rights	2,192	2,056
Other Real Estate Owned	774	1,175
Bank Owned Life Insurance	14,376	14,033
Other assets	7,176	6,472
Total Assets	1,055,895	989,068
Deposits
Noninterest-bearing	186,390	171,112
Interest-bearing
NOW accounts	230,446	190,890
Savings	226,537	225,052
Time	198,830	184,285
Total deposits	842,203	771,339
Federal Funds Purchased and Securities sold under agreement to repurchase	70,324	78,815
Federal Home Loan Bank (FHLB) Advances	10,000	10,000
Dividend payable	1,053	1,007
Accrued expenses and other liabilities	6,738	7,810
Total liabilities	930,318	868,971
Commitments and Contingencies
Stockholders' Equity
Common shares 6,500,000 shares 12/31/15 Common shares 10,000,000 shares 12/31/16 shares; issued & outstanding 5,200,000 shares	11,947	12,086
Treasury Stock - 579,125 shares 2016, 587,466 shares 2015	(12,267)	(12,389)
Retained earnings	127,869	120,188
Accumulated other comprehensive income (loss)	(1,972)	212
Total stockholders' equity	125,577	120,097
Total Liabilities and Stockholders' Equity	$ 1,055,895	$ 989,068