Condensed Consolidated Statement of Cash Flows (Unaudited) (USD $) In Thousands	6 Months Ended
	Jun. 30, 2011	Jun. 30, 2010
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income	$ 3,548	$ 2,597
Adjustments to Reconcile Net Income to Net Cash Provided by Operating Activities:
Depreciation	675	688
Accretion and amortization of securities	1,422	599
Amortization of servicing rights	181	196
Amortization of core deposit intangible	156	79
PROVISION FOR LOAN LOSSES (Note 4)	1,429	3,675
Gain on sale of loans held for sale	(138)	(176)
Originations of loans held for sale	(16,958)	(19,275)
Proceeds from sale of loans held for sale	18,501	19,218
Loss on sale of other assets	814	32
Gain on sale of investment securities	(372)	(518)
Change in Operating Assets and Liabilities, net	(922)	(2,179)
Net Cash Provided by Operating Activities	8,336	4,936
Activity in securities:
Maturities, prepayments and calls	12,806	48,452
Sales	19,758	28,301
Purchases	(69,960)	(91,029)
Proceeds from sale of assets	10	2
Additions to premises and equipment	(629)	(345)
Loan originations and principal collections, net	18,240	21,873
Net Cash (Used) in Investing Activities	(19,775)	7,254
CASH FLOWS FROM FINANCING ACTIVITIES
Net decrease in deposits	(1,906)	(301)
Net change in short-term debt	(2,295)	(299)
Proceeds from issuance of long-term debt		9,000
Repayments of long-term debt	(3,109)	(133)
Purchase of Treasury stock	(220)	(533)
Cash dividends paid on common stock	(1,785)	(1,704)
Net Cash Provided by Financing Activities	(9,315)	6,030
Net Increase (Decrease) in cash and cash equivalents	(20,754)	18,220
Cash and cash equivalents - Beginning of year	43,379	33,648
Cash and cash equivalents - End of period	22,625	51,868
RECONCILIATION OF CASH AND CASH EQUIVALENTS:
Cash and cash due from banks	13,357	14,978
Interest bearing deposits with banks	7,234	36,141
Federal funds sold	2,034	749
Total reconciliation of cash and cash equivalents	22,625	51,868
Cash paid during the period for:
Interest	4,385	5,942
Income Taxes	$ 565	$ 975