Condensed Consolidated Balance Sheet (Unaudited) (USD $) In Thousands	Jun. 30, 2011	Dec. 31, 2010
ASSETS:
Cash and due from banks	$ 13,357	$ 14,675
Interest bearing deposits with banks	7,234	14,312
Federal funds sold	2,034	14,392
Total cash and cash equivalents	22,625	43,379
Securities - available for sale (Note 2)	327,666	287,317
Other Securities, at cost	4,365	4,406
Loans, net (Note 4)	500,671	521,883
Bank premises and equipment	17,137	17,202
Goodwill	4,074	4,074
Mortgage Servicing Rights	2,126	2,178
Other Real Estate Owned	3,559	4,468
Accrued interest and other assets	21,209	21,456
TOTAL ASSETS	903,432	906,363
Deposits:
Noninterest bearing	71,285	70,554
Interest bearing
NOW accounts	188,465	176,897
Savings	159,082	159,698
Time	303,775	317,364
Total deposits	722,607	724,513
Federal funds purchased and securities sold under agreement to repurchase	48,946	51,241
FHLB Advances	26,765	29,874
Dividend Payable	890	894
Accrued expenses and other liabilities	5,648	5,438
Total Liabilities	804,856	811,960
SHAREHOLDERS' EQUITY:
Common stock, 0 par value authorized 6,500,000 shares; issued 5,200,000 shares	12,677	12,677
Treasury Stock 489,368 shares 2011, 465,326 shares 2010	(10,028)	(9,799)
Unearned Stock Awards 27,935 shares 2011, 27,675 shares 2010	(560)	(580)
Retained Earnings	93,335	91,567
Accumulated other comprehensive income	3,152	538
Total Shareholders' Equity	98,576	94,403
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY	$ 903,432	$ 906,363