497 1 c48816e497.txt 497 . . . (RIVERSOURCE INVESTMENTS LOGO) (THREADNEEDLE LOGO) PROSPECTUS SUPPLEMENT -- JAN. 22, 2009*
FUND PROSPECTUS DATE FORM # -------------------------------------------------------------- RiverSource 120/20 Contrarian Equity Fund June 27, 2008 S-6519-99 C RiverSource Absolute Return Currency and Income Fund Dec. 30, 2008 S-6502-99 G RiverSource Balanced Fund Nov. 28, 2008 S-6326-99 AD RiverSource California Tax- Exempt Fund Oct. 30, 2008 S-6328-99 AH RiverSource Disciplined Equity Fund Sept. 29, 2008 S-6263-99 H RiverSource Disciplined International Equity Fund Dec. 30, 2008 S-6506-99 E RiverSource Disciplined Large Cap Growth Fund Nov. 28, 2008 S-6285-99 D RiverSource Disciplined Large Cap Value Fund Nov. 28, 2008 S-6523-99 C RiverSource Disciplined Small and Mid Cap Equity Fund Sept. 29, 2008 S-6505-99 E RiverSource Disciplined Small Cap Value Fund Sept. 29, 2008 S-6397-99 E RiverSource Diversified Bond Fund Oct. 30, 2008 S-6495-99 AC RiverSource Diversified Equity Income Fund Nov. 28, 200 S-6475-99 AD RiverSource Dividend Opportunity Fund Aug. 29, 2008 S-6341-99 AD RiverSource Emerging Markets Bond Fund Dec. 30, 2008 S-6398-99 E RiverSource Equity Value Fund May 30, 2008 S-6382-99 W RiverSource Floating Rate Fund Sept. 29, 2008 S-6501-99 E RiverSource Global Bond Fund Dec. 30, 2008 S-6309-99 AE RiverSource Global Technology Fund Dec. 30, 2008 S-6395-99 N RiverSource Growth Fund Sept. 29, 2008 S-6455-99 AD RiverSource High Yield Bond Fund July 30, 2008 S-6370-99 AD RiverSource Income Builder Basic Income Fund March 31, 2008 S-6394-99 E RiverSource Income Builder Enhanced Income Fund March 31, 2008 S-6394-99 E RiverSource Income Builder Moderate Income Fund March 31, 2008 S-6394-99 E RiverSource Income Opportunities Fund Sept. 29, 2008 S-6266-99 H RiverSource Inflation Protected Securities Fund Sept. 29, 2008 S-6280-99 G RiverSource Intermediate Tax- Exempt Fund Jan. 29, 2008 S-6355-99 T RiverSource Large Cap Equity Fund Sept. 29, 2008 S-6244-99 J RiverSource Large Cap Value Fund Sept. 29, 2008 S-6246-99 J RiverSource Limited Duration Bond Fund Sept. 29, 2008 S-6265-99 H RiverSource Mid Cap Growth Fund Jan. 29, 2008 S-6426-99 AD RiverSource Mid Cap Value Fund Nov. 28, 2008 S-6241-99 K RiverSource Minnesota Tax- Exempt Fund Oct. 30, 2008 S-6328-99 AH RiverSource New York Tax- Exempt Fund Oct. 30, 2008 S-6328-99 AH RiverSource Partners Aggressive Growth Fund July 30, 2008 S-6260-99 J RiverSource Partners Fundamental Value Fund July 30, 2008 S-6236-99 L RiverSource Partners International Select Growth Fund Dec. 30, 2008 S-6243-99 M RiverSource Partners International Select Value Fund Dec. 30, 2008 S-6242-99 M RiverSource Partners International Small Cap Fund Dec. 30, 2008 S-6258-99 K RiverSource Partners Select Value Fund July 30, 2008 S-6240-99 K RiverSource Partners Small Cap Equity Fund July 30, 2008 S-6237-99 L RiverSource Partners Small Cap Growth Fund May 30, 2008 S-6301-99 L RiverSource Partners Small Cap Value Fund July 30, 2008 S-6239-99 L RiverSource Portfolio Builder Aggressive Fund March 31, 2008 S-6282-99 G RiverSource Portfolio Builder Conservative Fund March 31, 2008 S-6282-99 G RiverSource Portfolio Builder Moderate Aggressive Fund March 31, 2008 S-6282-99 G RiverSource Portfolio Builder Moderate Conservative Fund March 31, 2008 S-6282-99 G RiverSource Portfolio Builder Moderate Fund March 31, 2008 S-6282-99 G RiverSource Portfolio Builder Total Equity Fund March 31, 2008 S-6282-99 G RiverSource Precious Metals and Mining Fund May 30, 2008 S-6142-99 AE RiverSource Real Estate Fund Aug. 29, 2008 S-6281-99 G RiverSource Retirement Plus 2010 Fund June 27, 2008 S-6507-99 E RiverSource Retirement Plus 2015 Fund June 27, 2008 S-6507-99 E RiverSource Retirement Plus 2020 Fund June 27, 2008 S-6507-99 E RiverSource Retirement Plus 2025 Fund June 27, 2008 S-6507-99 E RiverSource Retirement Plus 2030 Fund June 27, 2008 S-6507-99 E RiverSource Retirement Plus 2035 Fund June 27, 2008 S-6507-99 E RiverSource Retirement Plus 2040 Fund June 27, 2008 S-6507-99 E RiverSource Retirement Plus 2045 Fund June 27, 2008 S-6507-99 E RiverSource Short Duration U.S. Government Fund July 30, 2008 S-6042-99 AE RiverSource Small Cap Advantage Fund May 30, 2008 S-6427-99 N RiverSource Small Company Index Fund March 31, 2008 S-6357-99 U RiverSource Strategic Allocation Fund Nov. 28, 2008 S-6141-99 AE RiverSource Strategic Income Allocation Fund Nov. 28, 2008 S-6287-99 D RiverSource Tax-Exempt Bond Fund Jan. 29, 2008 S-6310-99 AE RiverSource Tax-Exempt High Income Fund Jan. 29, 2008 S-6430-99 AE RiverSource U.S. Government Mortgage Fund July 30, 2008 S-6245-99 K Threadneedle Emerging Markets Fund Dec. 30, 2008 S-6354-99 V Threadneedle European Equity Fund Dec. 30, 2008 S-6006-99 N Threadneedle Global Equity Fund Dec. 30, 2008 S-6334-99 AG Threadneedle Global Equity Income Fund Dec. 30, 2008 S-6334-99 AG Threadneedle Global Extended Alpha Fund Dec. 30, 2008 S-6334-99 AG Threadneedle International Opportunity Fund Dec. 30, 2008 S-6140-99 AG
-------------------------------------------------------------------------------- S-6141-10 A (1/09) * Valid until Dec. 30, 2009 Effective February 9, 2009, the section of prospectus "Initial Sales Charge -- Waiver of the sales charge for Class A shares" is replaced with the following: INITIAL SALES CHARGE -- WAIVERS OF THE SALES CHARGE FOR CLASS A SHARES. Sales charges do not apply to: - current or retired Board members, officers or employees of the funds or RiverSource Investments or its affiliates, their spouses or domestic partners, children, parents and their spouse's or domestic partner's parents. - current or retired Ameriprise Financial Services, Inc. financial advisors, employees of financial advisors, their spouses or domestic partners, children, parents and their spouse's or domestic partner's parents. - registered representatives and other employees of financial institutions having a selling agreement with the distributor, including their spouses, domestic partners, children, parents and their spouse's or domestic partner's parents. - portfolio managers employed by subadvisers of the funds, including their spouses or domestic partners, children, parents and their spouse's or domestic partner's parents. - partners and employees of outside legal counsel to the funds or the funds' directors or trustees who regularly provide advice and services to the funds, or to their directors or trustees. - direct rollovers from qualified employee benefit plans, provided that the rollover involves a transfer to Class A shares in the same fund. - purchases made: - with dividend or capital gain distributions from a fund or from the same class of another fund in the RiverSource complex of funds; - through or under a wrap fee product or other investment product sponsored by a financial intermediary that charges an account management fee that has, or clears trades through a financial intermediary that has, a selling agreement with the distributor; - through state sponsored college savings plans established under Section 529 of the Internal Revenue Code; - through bank trust departments. - purchases made through "eligible employee benefit plans" created under section 401(a), 401(k), 457 and 403(b) which: - have at least $1 million in plan assets at the time of investment; - have a plan level or omnibus account that is maintained with the fund or its transfer agent; and - transact directly with the fund or its transfer agent through a third party administrator or third party recordkeeper. For more information regarding waivers of sales charges for Class A purchases, please see the SAI. The distributor may, in its sole discretion, authorize the waiver of sales charges for additional purchases or categories of purchases. Policies related to reducing or waiving the sales charge may be modified or withdrawn at any time. Unless you provide your financial intermediary with information in writing about all of the factors that may count toward a waiver of the sales charge, there can be no assurance that you will receive all of the waivers for which you may be eligible. You should request that your financial intermediary provide this information to the fund when placing your purchase order. Because the current prospectus is available on the funds' website at riversource.com free of charge, information regarding breakpoint discounts is not separately disclosed on the website. S-6141-10 A (1/09) * Valid until Dec. 30, 2009 (RIVERSOURCE INVESTMENTS LOGO) (THREADNEEDLE LOGO) STATEMENT OF ADDITIONAL INFORMATION SUPPLEMENT -- JAN. 22, 2009*
FUND SAI DATE FORM # ------------------------------------------------------------ RiverSource 120/20 Contrarian Equity Fund Dec. 30, 2008 S-6500 AS RiverSource Absolute Return Currency and Income Fund Dec. 30, 2008 S-6500 AS RiverSource Balanced Fund Dec. 30, 2008 S-6500 AS RiverSource California Tax- Exempt Fund Dec. 30, 2008 S-6500 AS RiverSource Disciplined Equity Fund Dec. 30, 2008 S-6500 AS RiverSource Disciplined International Equity Fund Dec. 30, 2008 S-6500 AS RiverSource Disciplined Large Cap Growth Fund Dec. 30, 2008 S-6500 AS RiverSource Disciplined Large Cap Value Fund Dec. 30, 2008 S-6500 AS RiverSource Disciplined Small and Mid Cap Equity Fund Dec. 30, 2008 S-6500 AS RiverSource Disciplined Small Cap Value Fund Dec. 30, 2008 S-6500 AS RiverSource Diversified Bond Fund Dec. 30, 2008 S-6500 AS RiverSource Diversified Equity Income Fund Dec. 30, 2008 S-6500 AS RiverSource Dividend Opportunity Fund Dec. 30, 2008 S-6500 AS RiverSource Emerging Markets Bond Fund Dec. 30, 2008 S-6500 AS RiverSource Equity Value Fund Dec. 30, 2008 S-6500 AS RiverSource Floating Rate Fund Dec. 30, 2008 S-6500 AS RiverSource Global Bond Fund Dec. 30, 2008 S-6500 AS RiverSource Global Technology Fund Dec. 30, 2008 S-6500 AS RiverSource Growth Fund Dec. 30, 2008 S-6500 AS RiverSource High Yield Bond Fund Dec. 30, 2008 S-6500 AS RiverSource Income Builder Basic Income Fund Dec. 30, 2008 S-6500 AS RiverSource Income Builder Enhanced Income Fund Dec. 30, 2008 S-6500 AS RiverSource Income Builder Moderate Income Fund Dec. 30, 2008 S-6500 AS RiverSource Income Opportunities Fund Dec. 30, 2008 S-6500 AS RiverSource Inflation Protected Securities Fund Dec. 30, 2008 S-6500 AS RiverSource Intermediate Tax- Exempt Fund Dec. 30, 2008 S-6500 AS RiverSource Large Cap Equity Fund Dec. 30, 2008 S-6500 AS RiverSource Large Cap Value Fund Dec. 30, 2008 S-6500 AS RiverSource Limited Duration Bond Fund Dec. 30, 2008 S-6500 AS RiverSource Mid Cap Growth Fund Dec. 30, 2008 S-6500 AS RiverSource Mid Cap Value Fund Dec. 30, 2008 S-6500 AS RiverSource Minnesota Tax-Exempt Fund Dec. 30, 2008 S-6500 AS RiverSource New York Tax-Exempt Fund Dec. 30, 2008 S-6500 AS RiverSource Partners Aggressive Growth Fund Dec. 30, 2008 S-6500 AS RiverSource Partners Fundamental Value Fund Dec. 30, 2008 S-6500 AS RiverSource Partners International Select Growth Fund Dec. 30, 2008 S-6500 AS RiverSource Partners International Select Value Fund Dec. 30, 2008 S-6500 AS RiverSource Partners International Small Cap Fund Dec. 30, 2008 S-6500 AS RiverSource Partners Select Value Fund Dec. 30, 2008 S-6500 AS RiverSource Partners Small Cap Equity Fund Dec. 30, 2008 S-6500 AS RiverSource Partners Small Cap Growth Fund Dec. 30, 2008 S-6500 AS RiverSource Partners Small Cap Value Fund Dec. 30, 2008 S-6500 AS RiverSource Portfolio Builder Aggressive Fund Dec. 30, 2008 S-6500 AS RiverSource Portfolio Builder Conservative Fund Dec. 30, 2008 S-6500 AS RiverSource Portfolio Builder Moderate Aggressive Fund Dec. 30, 2008 S-6500 AS RiverSource Portfolio Builder Moderate Conservative Fund Dec. 30, 2008 S-6500 AS RiverSource Portfolio Builder Moderate Fund Dec. 30, 2008 S-6500 AS RiverSource Portfolio Builder Total Equity Fund Dec. 30, 2008 S-6500 AS RiverSource Precious Metals and Mining Fund Dec. 30, 2008 S-6500 AS RiverSource Real Estate Fund Dec. 30, 2008 S-6500 AS RiverSource Retirement Plus 2010 Fund Dec. 30, 2008 S-6500 AS RiverSource Retirement Plus 2015 Fund Dec. 30, 2008 S-6500 AS RiverSource Retirement Plus 2020 Fund Dec. 30, 2008 S-6500 AS RiverSource Retirement Plus 2025 Fund Dec. 30, 2008 S-6500 AS RiverSource Retirement Plus 2030 Fund Dec. 30, 2008 S-6500 AS RiverSource Retirement Plus 2035 Fund Dec. 30, 2008 S-6500 AS RiverSource Retirement Plus 2040 Fund Dec. 30, 2008 S-6500 AS RiverSource Retirement Plus 2045 Fund Dec. 30, 2008 S-6500 AS RiverSource Short Duration U.S. Government Fund Dec. 30, 2008 S-6500 AS RiverSource Small Cap Advantage Fund Dec. 30, 2008 S-6500 AS RiverSource Small Company Index Fund Dec. 30, 2008 S-6500 AS RiverSource Strategic Allocation Fund Dec. 30, 2008 S-6500 AS RiverSource Strategic Income Allocation Fund Dec. 30, 2008 S-6500 AS RiverSource Tax-Exempt Bond Fund Dec. 30, 2008 S-6500 AS RiverSource Tax-Exempt High Income Fund Dec. 30, 2008 S-6500 AS RiverSource U.S. Government Mortgage Fund Dec. 30, 2008 S-6500 AS Threadneedle Emerging Markets Fund Dec. 30, 2008 S-6500 AS Threadneedle European Equity Fund Dec. 30, 2008 S-6500 AS Threadneedle Global Equity Fund Dec. 30, 2008 S-6500 AS Threadneedle Global Equity Income Fund Dec. 30, 2008 S-6500 AS Threadneedle Global Extended Alpha Fund Dec. 30, 2008 S-6500 AS Threadneedle International Opportunity Fund Dec. 30, 2008 S-6500 AS
-------------------------------------------------------------------------------- S-6500-33 A (1/09) * Valid until January 29, 2009 Effective February 9, 2009, the following is added to the Statement of Additional Information under the section "Investing in a Fund": CLASS A SHARES Class A shares may be sold at net asset value to certain persons since such sales require less sales effort and lower sales-related expenses as compared with sales to the general public. If you are eligible to purchase Class A shares without a sales charge, you should inform your financial advisor, financial intermediary or the transfer agent of such eligibility and be prepared to provide proof thereof. INITIAL SALES CHARGE -- WAIVERS OF THE SALES CHARGE FOR CLASS A SHARES. Sales charges do not apply to: - Shareholders whose original purchase was in a Strategist fund merged into a RiverSource fund in 2000. - Participants of "eligible employee benefit plans" including 403(b) plans for which Ameriprise Financial Services, Inc. (Ameriprise Financial Services) serves as broker-dealer, and the school district or group received a written proposal from Ameriprise Financial Services between November 1, 2007 and December 31, 2008 (each a Qualifying 403(b) Plan). In order for participants in one of these 403(b) plans to receive this waiver, at least one participant account of the 403(b) plan must have been funded at Ameriprise Financial Services prior to December 31, 2009. This waiver may be discontinued for any Qualifying 403(b) Plan, in the sole discretion of the distributor, after December 31, 2009. - To participants in retirement and benefit plans made through financial intermediaries that perform participant recordkeeping or other administrative services for the plans and that have entered into arrangements with the funds and/or the distributor specifically for such purchases. S-6500-33 A (1/09) * Valid until January 29, 2009