EXHIBIT INDEX

(b)      Amended  By-laws,  dated  Jan.  11,  2001.

(h)(5)   Transfer  Agency  Agreement  between  Registrant  and American  Express
         Client Service  Corporation,  dated May 10, 2001.

(i)      Opinion  and consent of counsel.

(j)      Independent Auditors' Consent.

(q)(1)   Trustees'  Power of Attorney to sign  Amendments to this  Registration
         Statement, dated Jan. 11, 2001.

(q)(2)   Officers'  Power of Attorney to sign  Amendments to this  Registration
         Statement,  dated Jan. 11, 2001.