<ARTICLE> 5
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM (A) THE
BALANCE SHEET AND STATEMENT OF OPERATIONS FILED AS PART OF THE ANNUAL REPORT ON
FORM 10-K AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH (B) REPORT ON
FORM 10-K.


                             
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          OCT-31-2000
<PERIOD-END>                               OCT-31-2000
<CASH>                                         440,131
<SECURITIES>                                         0
<RECEIVABLES>                               24,048,223
<ALLOWANCES>                                23,556,935
<INVENTORY>                                    734,688
<CURRENT-ASSETS>                            25,729,408
<PP&E>                                       5,186,269
<DEPRECIATION>                               3,367,372
<TOTAL-ASSETS>                               1,818,897
<CURRENT-LIABILITIES>                       22,909,270
<BONDS>                                     15,722,954
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                     60,408
<COMMON>                                        85,054
<OTHER-SE>                                  24,873,414
<TOTAL-LIABILITY-AND-EQUITY>                38,348,781
<SALES>                                     66,460,073
<TOTAL-REVENUES>                            66,460,073
<CGS>                                       37,174,351
<TOTAL-COSTS>                               64,828,209
<OTHER-EXPENSES>                             1,568,209
<LOSS-PROVISION>                             8,658,067
<INTEREST-EXPENSE>                           1,635,847
<INCOME-PRETAX>                                 63,655
<INCOME-TAX>                                  (41,500)
<INCOME-CONTINUING>                            105,155
<DISCONTINUED>                                       0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                   105,155
<EPS-BASIC>                                        .01
<EPS-DILUTED>                                      .01