SUN LIFE INSURANCE AND ANNUITY COMPANY OF NEW YORK
This endorsement is part of this Policy and is subject to the other terms and conditions of this Policy. This endorsement takes effect at the same time the Policy takes effect.
Aviation Exclusion
No death benefits will be paid under the Policy if the Insured's death occurs as a result of:
travel or flight in an aircraft as a pilot, student pilot or member of the crew or,
travel or flight in an aircraft for the purpose of a parachute descent, or,
descent by parachute from an aircraft.
If death is the result of any of the items listed above, we will not pay any part of the Policy Proceeds. We will refund to the Owner an amount equal to the reserve on the Policy, less the amount of any Policy Debt and any Partial Withdrawals, except that if the Policy has been in force for not more than two years, We will refund to the Owner the Premiums paid, less the amount of any Policy Debt and any Partial WithdrawalsSurrenders.
President
Signature of Insured Date
Signature of Witness /Registered Representative Date
Policy Number
VUL99-AVIATION-NY SLPC #4940