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Loans
 12 Months Ended
Dec. 31, 2022
Loans [Abstract]  
Loans
5.          Loans

A summary of loans, net of deferred fees and origination costs, by category is as follows:

 
At December 31,
  
(In thousands)
  
2022
    
2021
  
Commercial & industrial
  
$
1,265,082
    
$
1,155,240
  
Commercial real estate
    
2,807,941
      
2,655,367
  
Paycheck protection program
    
949
      
101,222
  
Residential real estate
    
1,649,870
      
1,571,232
  
Indirect auto
    
989,587
      
859,454
  
Residential solar
    
856,798
      
440,016
  
Home equity
    
314,124
      
330,357
  
Other consumer
    
265,796
      
385,571
  
Total loans
  
$
8,150,147
    
$
7,498,459
  

Included in the above loans are net deferred loan origination (fees) costs totaling $(109.1) million and $(23.7) million at December 31, 2022 and 2021, respectively. The Company had $0.6 million and $0.8 million of residential loans held for sale as of December 31, 2022 and  2021, respectively.

The total amount of loans serviced by the Company for unrelated third parties was $576.0 million and $575.9 million at December 31, 2022 and 2021, respectively. At December 31, 2022 and 2021, the Company had $0.6 million and $1.0 million, respectively, of mortgage servicing rights. In addition, as of December 31, 2022 and 2021, the Company serviced Springstone consumer loans of $6.2 million and $11.4 million, respectively.

At December 31, 2022 and 2021, the Company serviced $31.0 million and $25.6 million, respectively, of agricultural loans sold with recourse. Due to sufficient collateral on these loans and government guarantees, no reserve is considered necessary at December 31, 2022 and 2021.

FHLB advances are collateralized by a blanket lien on the Company’s residential real estate mortgages.

In the ordinary course of business, the Company has made loans at prevailing rates and terms to directors, officers and other related parties. Such loans, in management’s opinion, do not present more than the normal risk of collectability or incorporate other unfavorable features. The aggregate amount of loans outstanding to qualifying related parties and changes during the years are summarized as follows:

(In thousands)
  
2022
    
2021
  
Balance at January 1
  
$
3,292
    
$
5,936
  
New loans
    
576
      
182
  
Adjustment due to change in composition of related parties
    
(37
)
    
(683
)
Repayments
    
(1,315
)
    
(2,143
)
Balance at December 31
  
$
2,516
    
$
3,292