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Regulatory Capital Requirements (Tables)
12 Months Ended
Dec. 31, 2019
Regulatory Capital Requirements [Abstract]  
Compliance with Regulatory Compliance Requirements Under Banking Regulations The Company and NBT Bank’s actual capital amounts and ratios are presented as follows:


 
Actual
   
Regulatory Ratio Requirements
 
(Dollars in thousands)
 
Amount
   
Ratio
   
Minimum
Capital
Adequacy
   
Minimum
plus Buffer
   
For
Classification
as Well-
Capitalized
 
As of December 31, 2019
                             
Tier I Capital (to average assets)
                             
Company
 
$
963,147
     
10.33
%
   
4.00
%
         
5.00
%
NBT Bank
   
894,407
     
9.64
%
   
4.00
%
         
5.00
%
Common Equity Tier 1 Capital
                                     
Company
   
866,147
     
11.29
%
   
4.50
%
   
7.000
%
   
6.50
%
NBT Bank
   
894,407
     
11.76
%
   
4.50
%
   
7.000
%
   
6.50
%
Tier I Capital (to risk-weighted assets)
                                       
Company
   
963,147
     
12.56
%
   
6.00
%
   
8.500
%
   
8.00
%
NBT Bank
   
894,407
     
11.76
%
   
6.00
%
   
8.500
%
   
8.00
%
Total Capital (to risk-weighted assets)
                                       
Company
   
1,037,041
     
13.52
%
   
8.00
%
   
10.500
%
   
10.00
%
NBT Bank
   
968,301
     
12.73
%
   
8.00
%
   
10.500
%
   
10.00
%
                                         
As of December 31, 2018
                                       
Tier I Capital (to average assets)
                                       
Company
 
$
880,448
     
9.52
%
   
4.00
%
           
5.00
%
NBT Bank
   
825,863
     
8.98
%
   
4.00
%
           
5.00
%
Common Equity Tier 1 Capital
                                       
Company
   
783,448
     
10.49
%
   
4.50
%
   
6.375
%
   
6.50
%
NBT Bank
   
825,863
     
11.14
%
   
4.50
%
   
6.375
%
   
6.50
%
Tier I Capital (to risk-weighted assets)
                                       
Company
   
880,448
     
11.79
%
   
6.00
%
   
7.875
%
   
8.00
%
NBT Bank
   
825,863
     
11.14
%
   
6.00
%
   
7.875
%
   
8.00
%
Total Capital (to risk-weighted assets)
                                       
Company
   
954,232
     
12.78
%
   
8.00
%
   
9.875
%
   
10.00
%
NBT Bank
   
899,647
     
12.14
%
   
8.00
%
   
9.875
%
   
10.00
%