Commitments and Contingent Liabilities (Tables)

12 Months Ended

Dec. 31, 2014

Commitments and Contingent Liabilities [Abstract]

Schedule of maximum commitments potential obligation

The Company is a party to certain financial instruments with off balance sheet risk in the normal course of business to meet the financing needs of its customers.  These financial instruments include commitments to extend credit, unused lines of credit, standby letters of credit, and certain mortgage loans sold to investors with recourse. The Company’s exposure to credit loss in the event of nonperformance by the other party to the commitments to extend credit, unused lines of credit, standby letters of credit, and loans sold with recourse is represented by the contractual amount of those instruments. The credit risk associated with commitments to extend credit and standby and commercial letters of credit is essentially the same as that involved with extending loans to customers and is subject to normal credit policies.  Collateral may be obtained based on management’s assessment of the customer’s creditworthiness.

	At December 31,
(In thousands)	2014		2013
Unused lines of credit	$	214,175	$	216,658
Commitments to extend credits, primarily variable rate		972,912		849,092
Standby letters of credit		35,244		36,837
Commercial letters of credit		22,486		41,263
Loans sold with recourse		23,351		15,741