-----BEGIN PRIVACY-ENHANCED MESSAGE-----
Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
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MIC-Info: RSA-MD5,RSA,
 Sfg80LQBPWhryydHScH5I8JBYzD7SSZdDWxDVSzdJKRA9QdVWUogn+TA1HgiKRmz
 IzxRGU11D09tATrrgNDvgw==

<SEC-DOCUMENT>/in/edgar/work/0001005150-00-001437/0001005150-00-001437.txt : 20001009
<SEC-HEADER>0001005150-00-001437.hdr.sgml : 20001009
ACCESSION NUMBER:		0001005150-00-001437
CONFORMED SUBMISSION TYPE:	RW
PUBLIC DOCUMENT COUNT:		1
FILED AS OF DATE:		20001006

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			NBT BANCORP INC
		CENTRAL INDEX KEY:			0000790359
		STANDARD INDUSTRIAL CLASSIFICATION:	 [6021
]		IRS NUMBER:				161268674
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231
</COMPANY-DATA>

		FILING VALUES:
			FORM TYPE:		RW
			SEC ACT:		
			SEC FILE NUMBER:	333-42714
			FILM NUMBER:		735786
</FILING-VALUES>

			BUSINESS ADDRESS:	
				STREET 1:		52 S BROAD ST
				CITY:			NORWICH
				STATE:			NY
				ZIP:			13815
				BUSINESS PHONE:		6073372265
</BUSINESS-ADDRESS>

				MAIL ADDRESS:	
					STREET 1:		52 S. BROAD STREET
					CITY:			NORWICH
					STATE:			NY
					ZIP:			13815
</MAIL-ADDRESS>
</FILER>
</SEC-HEADER>
<DOCUMENT>
<TYPE>RW
<SEQUENCE>1
<FILENAME>0001.txt
<DESCRIPTION>REQUEST FOR WITHDRAWAL
<TEXT>

                          [NBT BANCORP INC. LETTERHEAD]


                                                                 October 5, 2000


VIA EDGAR AND FACSIMILE

Securities and Exchange Commission
450 Fifth Street, NW
Washington, DC 20549
Attn: Sara W. Hirsch, Esq.

         RE:      NBT BANCORP INC.
                  REGISTRATION STATEMENT ON FORM S-4
                  REGISTRATION NO. 333-42714

Ladies and Gentlemen:

         Pursuant to Rule 477(a) of the Securities Act of 1933, as amended,  NBT
Bancorp  Inc.,  a Delaware  corporation  (the  "Company"),  hereby  respectfully
applies to the  Securities  and Exchange  Commission  to withdraw the  Company's
pre-effective  Registration  Statement on Form S-4 (Registration No. 333-42714),
filed on August 1, 2000 (the "Registration Statement").

         The Company seeks to withdraw the Registration Statement because it has
agreed to terminate its merger agreement with BSB Bancorp, Inc.

         If  the  Staff  has  any  questions   regarding  this  application  for
withdrawal,  please feel free to contact the  Company's  counsel,  Brian Alprin,
Esq. of Duane, Morris & Heckscher LLP, at (202) 776- 7820.

                                 Sincerely,

                                 /s/ Daryl R. Forsythe
                                 --------------------------------------------
                                 Daryl R. Forsythe
                                 President and Chief Executive Officer
                                 (Agent for Service Named in the Registration
                                 Statement)

</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
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