EXHIBIT 23
                                   ----------

                       CONSENT OF INDEPENDENT ACCOUNTANTS
                       ----------------------------------


We hereby consent to the incorporation by reference in the Registration
Statement on Forms S-3 (File Nos. 333-43109, 333-48039, 333-74059, and
333-90044) and Forms S-8 (File Nos. 333-06107, 033-58781, 333-72543, and
333-61438) of Progress Financial Corporation of our report dated January 21,
2003 relating to the financial statements and financial statement schedules,
which appears in this Form 10-K.


/s/ PricewaterhouseCoopers LLP

PricewaterhouseCoopers LLP
Harrisburg, PA
March 19, 2003