-----BEGIN PRIVACY-ENHANCED MESSAGE-----
Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
Originator-Key-Asymmetric:
 MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen
 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 LnyVCK9A8GGnCKpieXuudT4C9B8BBjFLNUVeKPxi8dF8CK5BThX3F9CDLw49dVEw
 bulxmVRZNrYHuFYe7EgUjg==

<SEC-DOCUMENT>0000790183-04-000022.txt : 20040202
<SEC-HEADER>0000790183-04-000022.hdr.sgml : 20040202
<ACCEPTANCE-DATETIME>20040202163653
ACCESSION NUMBER:		0000790183-04-000022
CONFORMED SUBMISSION TYPE:	4
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20040201
FILED AS OF DATE:		20040202

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			SILVERANG KEVIN J
		CENTRAL INDEX KEY:			0001203408

	FILING VALUES:
		FORM TYPE:		4
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-14815
		FILM NUMBER:		04559635

	BUSINESS ADDRESS:	
		STREET 1:		BUCHANAN INGERSOLL
		STREET 2:		11 PENN CENTER, 14TH FLOOR, 1835 MARKET
		CITY:			PHILADELPHIA
		STATE:			PA
		ZIP:			19103

	MAIL ADDRESS:	
		STREET 1:		BUCHANAN INGERSOLL
		STREET 2:		11 PENN CTR., 14TH FLOOR, 1835 MARKET ST
		CITY:			PHILADELPHIA
		STATE:			PA
		ZIP:			19103

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			PROGRESS FINANCIAL CORP
		CENTRAL INDEX KEY:			0000790183
		STANDARD INDUSTRIAL CLASSIFICATION:	SAVINGS INSTITUTION, FEDERALLY CHARTERED [6035]
		IRS NUMBER:				232413363
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		4 SENTRY PARKWAY SUITE 200
		CITY:			BLUE BELL
		STATE:			PA
		ZIP:			19422-0764
		BUSINESS PHONE:		6108258800

	MAIL ADDRESS:	
		STREET 1:		4 SENTRY PARKWAY
		STREET 2:		SUITE 200
		CITY:			BLUE BELL
		STATE:			PA
		ZIP:			19422-0764
</SEC-HEADER>
<DOCUMENT>
<TYPE>4
<SEQUENCE>1
<FILENAME>primary_doc.xml
<DESCRIPTION>PRIMARY DOCUMENT
<TEXT>
<XML>
<?xml version="1.0"?>
<ownershipDocument>

    <schemaVersion>X0201</schemaVersion>

    <documentType>4</documentType>

    <periodOfReport>2004-02-01</periodOfReport>

    <notSubjectToSection16>1</notSubjectToSection16>

    <issuer>
        <issuerCik>0000790183</issuerCik>
        <issuerName>PROGRESS FINANCIAL CORP</issuerName>
        <issuerTradingSymbol>PFNC</issuerTradingSymbol>
    </issuer>

    <reportingOwner>
        <reportingOwnerId>
            <rptOwnerCik>0001203408</rptOwnerCik>
            <rptOwnerName>SILVERANG KEVIN J</rptOwnerName>
        </reportingOwnerId>
        <reportingOwnerAddress>
            <rptOwnerStreet1>BUCHANAN INGERSOLL</rptOwnerStreet1>
            <rptOwnerStreet2>11 PENN CTR., 14TH FLOOR, 1835 MARKET ST</rptOwnerStreet2>
            <rptOwnerCity>PHILADELPHIA</rptOwnerCity>
            <rptOwnerState>PA</rptOwnerState>
            <rptOwnerZipCode>19103</rptOwnerZipCode>
            <rptOwnerStateDescription></rptOwnerStateDescription>
        </reportingOwnerAddress>
        <reportingOwnerRelationship>
            <isDirector>1</isDirector>
            <isOfficer>0</isOfficer>
            <isTenPercentOwner>0</isTenPercentOwner>
            <isOther>0</isOther>
        </reportingOwnerRelationship>
    </reportingOwner>

    <nonDerivativeTable>
        <nonDerivativeTransaction>
            <securityTitle>
                <value>PFNC Common Stock</value>
            </securityTitle>
            <transactionDate>
                <value>2004-02-01</value>
            </transactionDate>
            <transactionCoding>
                <transactionFormType>4</transactionFormType>
                <transactionCode>D</transactionCode>
                <equitySwapInvolved>0</equitySwapInvolved>
            </transactionCoding>
            <transactionTimeliness>
                <value></value>
            </transactionTimeliness>
            <transactionAmounts>
                <transactionShares>
                    <value>33297</value>
                </transactionShares>
                <transactionPricePerShare>
                    <footnoteId id="F1"/>
                </transactionPricePerShare>
                <transactionAcquiredDisposedCode>
                    <value>D</value>
                </transactionAcquiredDisposedCode>
            </transactionAmounts>
            <postTransactionAmounts>
                <sharesOwnedFollowingTransaction>
                    <value>0</value>
                </sharesOwnedFollowingTransaction>
            </postTransactionAmounts>
            <ownershipNature>
                <directOrIndirectOwnership>
                    <value>D</value>
                </directOrIndirectOwnership>
            </ownershipNature>
        </nonDerivativeTransaction>
    </nonDerivativeTable>

    <footnotes>
        <footnote id="F1">Pursuant to merger agreement between Progress Financial Corporation and FleetBoston Financial Corporation, each share of Progress common stock was converted into the right to receive 0.7105 of a share of FleetBoston common stock.</footnote>
    </footnotes>

    <ownerSignature>
        <signatureName>/s/ Michael B. High, POA for Kevin J. Silverang</signatureName>
        <signatureDate>2004-02-02</signatureDate>
    </ownerSignature>
</ownershipDocument>

</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
-----END PRIVACY-ENHANCED MESSAGE-----