Finance Assets (Tables)

9 Months Ended

Sep. 30, 2018

Receivables [Abstract]

Financing Receivables

Finance receivables at September 30, 2018 and December 31, 2017 consisted of the following:

	September 30, 2018									December 31, 2017
	North America			International			Total			North America			International			Total
Sales-type lease receivables
Gross finance receivables	$	1,000,825		$	268,733		$	1,269,558		$	1,023,549		$	292,059		$	1,315,608
Unguaranteed residual values	58,565			13,163			71,728			74,093			14,202			88,295
Unearned income	(210,001		)	(56,613		)	(266,614		)	(216,720		)	(62,325		)	(279,045		)
Allowance for credit losses	(10,779		)	(2,264		)	(13,043		)	(7,721		)	(2,794		)	(10,515		)
Net investment in sales-type lease receivables	838,610			223,019			1,061,629			873,201			241,142			1,114,343
Loan receivables
Loan receivables	301,575			31,643			333,218			339,373			34,492			373,865
Allowance for credit losses	(6,712		)	(885		)	(7,597		)	(7,098		)	(1,020		)	(8,118		)
Net investment in loan receivables	294,863			30,758			325,621			332,275			33,472			365,747
Net investment in finance receivables	$	1,133,473		$	253,777		$	1,387,250		$	1,205,476		$	274,614		$	1,480,090

Allowance for Credit Losses on Financing Receivables

Activity in the allowance for credit losses for the nine months ended September 30, 2018 and 2017 was as follows:

	Sales-type Lease Receivables						Loan Receivables
	North America			International			North America			International			Total
Balance at January 1, 2018	$	7,721		$	2,794		$	7,098		$	1,020		$	18,633
Amounts charged to expense	7,037			829			4,896			331			13,093
Write-offs and other	(3,979		)	(1,359		)	(5,282		)	(466		)	(11,086		)
Balance at September 30, 2018	$	10,779		$	2,264		$	6,712		$	885		$	20,640
	Sales-type Lease Receivables						Loan Receivables
	North America			International			North America			International			Total
Balance at January 1, 2017	$	8,247		$	2,647		$	8,517		$	1,089		$	20,500
Amounts charged to expense	7,807			895			3,892			438			13,032
Write-offs and other	(8,951		)	(774		)	(5,449		)	(438		)	(15,612		)
Balance at September 30, 2017	$	7,103		$	2,768		$	6,960		$	1,089		$	17,920

Past Due Financing Receivables

The aging of gross finance receivables at September 30, 2018 and December 31, 2017 was as follows:

	September 30, 2018
	Sales-type Lease Receivables				Loan Receivables
	North America		International		North America		International		Total
1 - 90 days	$	959,594	$	262,464	$	294,349	$	31,430	$	1,547,837
> 90 days	41,231		6,269		7,226		213		54,939
Total	$	1,000,825	$	268,733	$	301,575	$	31,643	$	1,602,776
Past due amounts > 90 days
Still accruing interest	$	6,350	$	1,718	$	—	$	—	$	8,068
Not accruing interest	34,881		4,551		7,226		213		46,871
Total	$	41,231	$	6,269	$	7,226	$	213	$	54,939

	December 31, 2017
	Sales-type Lease Receivables				Loan Receivables
	North America		International		North America		International		Total
1 - 90 days	$	971,002	$	286,170	$	330,503	$	34,239	$	1,621,914
> 90 days	52,547		5,889		8,870		253		67,559
Total	$	1,023,549	$	292,059	$	339,373	$	34,492	$	1,689,473
Past due amounts > 90 days
Still accruing interest	$	10,807	$	1,738	$	—	$	—	$	12,545
Not accruing interest	41,740		4,151		8,870		253		55,014
Total	$	52,547	$	5,889	$	8,870	$	253	$	67,559

Financing Receivable Credit Quality Indicators

	September 30, 2018		December 31, 2017
Sales-type lease receivables
Low	$	817,006	$	819,776
Medium	130,269		148,000
High	20,793		21,728
Not Scored	32,757		34,045
Total	$	1,000,825	$	1,023,549
Loan receivables
Low	$	234,085	$	262,646
Medium	48,947		56,744
High	5,847		6,791
Not Scored	12,696		13,192
Total	$	301,575	$	339,373