Finance Assets (Tables)

3 Months Ended

Mar. 31, 2018

Receivables [Abstract]

Financing Receivables

Finance receivables at March 31, 2018 and December 31, 2017 consisted of the following:

	March 31, 2018									December 31, 2017
	North America			International			Total			North America			International			Total
Sales-type lease receivables
Gross finance receivables	$	1,012,917		$	290,618		$	1,303,535		$	1,023,549		$	292,059		$	1,315,608
Unguaranteed residual values	68,719			14,242			82,961			74,093			14,202			88,295
Unearned income	(218,628		)	(62,527		)	(281,155		)	(216,720		)	(62,325		)	(279,045		)
Allowance for credit losses	(8,763		)	(3,083		)	(11,846		)	(7,721		)	(2,794		)	(10,515		)
Net investment in sales-type lease receivables	854,245			239,250			1,093,495			873,201			241,142			1,114,343
Loan receivables
Loan receivables	314,664			33,564			348,228			339,373			34,492			373,865
Allowance for credit losses	(6,950		)	(984		)	(7,934		)	(7,098		)	(1,020		)	(8,118		)
Net investment in loan receivables	307,714			32,580			340,294			332,275			33,472			365,747
Net investment in finance receivables	$	1,161,959		$	271,830		$	1,433,789		$	1,205,476		$	274,614		$	1,480,090

Allowance for Credit Losses on Financing Receivables

Activity in the allowance for credit losses for the three months ended March 31, 2018 and 2017 was as follows:

	Sales-type Lease Receivables						Loan Receivables
	North America			International			North America			International			Total
Balance at January 1, 2018	$	7,721		$	2,794		$	7,098		$	1,020		$	18,633
Amounts charged to expense	2,217			399			1,925			141			4,682
Write-offs and other	(1,175		)	(110		)	(2,073		)	(177		)	(3,535		)
Balance at March 31, 2018	$	8,763		$	3,083		$	6,950		$	984		$	19,780
	Sales-type Lease Receivables						Loan Receivables
	North America			International			North America			International			Total
Balance at January 1, 2017	$	8,247		$	2,647		$	8,517		$	1,089		$	20,500
Amounts charged to expense	1,758			178			639			144			2,719
Write-offs and other	(1,189		)	(256		)	(1,787		)	(157		)	(3,389		)
Balance at March 31, 2017	$	8,816		$	2,569		$	7,369		$	1,076		$	19,830

Past Due Financing Receivables

The aging of gross finance receivables at March 31, 2018 and December 31, 2017 was as follows:

	March 31, 2018
	Sales-type Lease Receivables				Loan Receivables
	North America		International		North America		International		Total
1 - 90 days	$	960,922	$	284,696	$	305,623	$	33,292	$	1,584,533
> 90 days	51,995		5,922		9,041		272		67,230
Total	$	1,012,917	$	290,618	$	314,664	$	33,564	$	1,651,763
Past due amounts > 90 days
Still accruing interest	$	8,757	$	1,774	$	—	$	—	$	10,531
Not accruing interest	43,238		4,148		9,041		272		56,699
Total	$	51,995	$	5,922	$	9,041	$	272	$	67,230

	December 31, 2017
	Sales-type Lease Receivables				Loan Receivables
	North America		International		North America		International		Total
1 - 90 days	$	971,002	$	286,170	$	330,503	$	34,239	$	1,621,914
> 90 days	52,547		5,889		8,870		253		67,559
Total	$	1,023,549	$	292,059	$	339,373	$	34,492	$	1,689,473
Past due amounts > 90 days
Still accruing interest	$	10,807	$	1,738	$	—	$	—	$	12,545
Not accruing interest	41,740		4,151		8,870		253		55,014
Total	$	52,547	$	5,889	$	8,870	$	253	$	67,559

Financing Receivable Credit Quality Indicators

	March 31, 2018		December 31, 2017
Sales-type lease receivables
Low	$	817,697	$	819,776
Medium	138,411		148,000
High	21,858		21,728
Not Scored	34,951		34,045
Total	$	1,012,917	$	1,023,549
Loan receivables
Low	$	239,104	$	262,646
Medium	56,560		56,744
High	6,067		6,791
Not Scored	12,933		13,192
Total	$	314,664	$	339,373