Finance Assets (Tables)

6 Months Ended

Jun. 30, 2017

Receivables [Abstract]

Financing Receivables

Finance receivables at June 30, 2017 and December 31, 2016 consisted of the following:

	June 30, 2017									December 31, 2016
	North America			International			Total			North America			International			Total
Sales-type lease receivables
Gross finance receivables	$	1,061,888		$	276,795		$	1,338,683		$	1,088,053		$	273,262		$	1,361,315
Unguaranteed residual values	82,581			14,083			96,664			90,190			13,655			103,845
Unearned income	(221,083		)	(61,768		)	(282,851		)	(223,908		)	(60,458		)	(284,366		)
Allowance for credit losses	(8,456		)	(2,496		)	(10,952		)	(8,247		)	(2,647		)	(10,894		)
Net investment in sales-type lease receivables	914,930			226,614			1,141,544			946,088			223,812			1,169,900
Loan receivables
Loan receivables	351,077			36,187			387,264			374,147			32,716			406,863
Allowance for credit losses	(7,503		)	(1,157		)	(8,660		)	(8,517		)	(1,089		)	(9,606		)
Net investment in loan receivables	343,574			35,030			378,604			365,630			31,627			397,257
Net investment in finance receivables	$	1,258,504		$	261,644		$	1,520,148		$	1,311,718		$	255,439		$	1,567,157

Allowance for Credit Losses on Financing Receivables

Activity in the allowance for credit losses for the six months ended June 30, 2017 and 2016 was as follows:

	Sales-type Lease Receivables						Loan Receivables
	North America			International			North America			International			Total
Balance at January 1, 2017	$	8,247		$	2,647		$	8,517		$	1,089		$	20,500
Amounts charged to expense	5,182			466			2,891			450			8,989
Write-offs and other	(4,973		)	(617		)	(3,905		)	(382		)	(9,877		)
Balance at June 30, 2017	$	8,456		$	2,496		$	7,503		$	1,157		$	19,612
	Sales-type Lease Receivables						Loan Receivables
	North America			International			North America			International			Total
Balance at January 1, 2016	$	6,606		$	3,542		$	10,024		$	1,518		$	21,690
Amounts charged to expense	1,895			186			2,765			390			5,236
Write-offs and other	(2,784		)	(1,031		)	(3,798		)	(569		)	(8,182		)
Balance at June 30, 2016	$	5,717		$	2,697		$	8,991		$	1,339		$	18,744

Past Due Financing Receivables

The aging of gross finance receivables at June 30, 2017 and December 31, 2016 was as follows:

	June 30, 2017
	Sales-type Lease Receivables				Loan Receivables
	North America		International		North America		International		Total
1 - 90 days	$	1,006,333	$	271,713	$	343,205	$	36,044	$	1,657,295
> 90 days	55,555		5,082		7,872		143		68,652
Total	$	1,061,888	$	276,795	$	351,077	$	36,187	$	1,725,947
Past due amounts > 90 days
Still accruing interest	$	7,484	$	1,578	$	—	$	—	$	9,062
Not accruing interest	48,071		3,504		7,872		143		59,590
Total	$	55,555	$	5,082	$	7,872	$	143	$	68,652

As of June 30, 2017, we had North America sales-type lease receivables aged greater than 90 days with a contract value of $56 million. As of August 1, 2017, we received payments with a contract value of approximately $26 million related to these receivables.

	December 31, 2016
	Sales-type Lease Receivables				Loan Receivables
	North America		International		North America		International		Total
1 - 90 days	$	1,025,313	$	269,247	$	366,726	$	32,420	$	1,693,706
> 90 days	62,740		4,015		7,421		296		74,472
Total	$	1,088,053	$	273,262	$	374,147	$	32,716	$	1,768,178
Past due amounts > 90 days
Still accruing interest	$	8,831	$	972	$	—	$	—	$	9,803
Not accruing interest	53,909		3,043		7,421		296		64,669
Total	$	62,740	$	4,015	$	7,421	$	296	$	74,472

Financing Receivable Credit Quality Indicators

	June 30, 2017		December 31, 2016
Sales-type lease receivables
Low	$	837,486	$	879,823
Medium	152,362		135,953
High	21,767		22,600
Not Scored	50,273		49,677
Total	$	1,061,888	$	1,088,053
Loan receivables
Low	$	272,022	$	296,598
Medium	55,493		53,647
High	6,672		7,216
Not Scored	16,890		16,686
Total	$	351,077	$	374,147