Finance Assets (Tables)

3 Months Ended

Mar. 31, 2016

Receivables [Abstract]

Financing Receivables

Finance receivables at March 31, 2016 and December 31, 2015 consisted of the following:

	March 31, 2016									December 31, 2015
	North America			International			Total			North America			International			Total
Sales-type lease receivables
Gross finance receivables	$	1,181,780		$	299,214		$	1,480,994		$	1,212,390		$	308,099		$	1,520,489
Unguaranteed residual values	98,801			15,721			114,522			100,000			15,709			115,709
Unearned income	(246,061		)	(69,164		)	(315,225		)	(252,522		)	(68,965		)	(321,487		)
Allowance for credit losses	(6,010		)	(3,146		)	(9,156		)	(6,735		)	(3,614		)	(10,349		)
Net investment in sales-type lease receivables	1,028,510			242,625			1,271,135			1,053,133			251,229			1,304,362
Loan receivables
Loan receivables	351,513			41,869			393,382			363,672			41,604			405,276
Allowance for credit losses	(9,072		)	(1,552		)	(10,624		)	(9,896		)	(1,518		)	(11,414		)
Net investment in loan receivables	342,441			40,317			382,758			353,776			40,086			393,862
Net investment in finance receivables	$	1,370,951		$	282,942		$	1,653,893		$	1,406,909		$	291,315		$	1,698,224

Allowance for Credit Losses on Financing Receivables

Activity in the allowance for credit losses for the three months ended March 31, 2016 and 2015 was as follows:

	Sales-type Lease Receivables						Loan Receivables
	North America			International			North America			International			Total
Balance at January 1, 2016	$	6,735		$	3,614		$	9,896		$	1,518		$	21,763
Amounts charged to expense	995			50			1,300			157			2,502
Write-offs and other	(1,720		)	(518		)	(2,124		)	(123		)	(4,485		)
Balance at March 31, 2016	$	6,010		$	3,146		$	9,072		$	1,552		$	19,780
	Sales-type Lease Receivables						Loan Receivables
	North America			International			North America			International			Total
Balance at January 1, 2015	$	10,281		$	5,129		$	10,912		$	1,788		$	28,110
Amounts charged to expense	16			(270		)	2,431			214			2,391
Write-offs and other	(1,832		)	(793		)	(2,611		)	(364		)	(5,600		)
Balance at March 31, 2015	$	8,465		$	4,066		$	10,732		$	1,638		$	24,901

Past Due Financing Receivables

The aging of gross finance receivables at March 31, 2016 and December 31, 2015 was as follows:

	March 31, 2016
	Sales-type Lease Receivables				Loan Receivables
	North America		International		North America		International		Total
1 - 90 days	$	1,159,519	$	294,247	$	347,336	$	41,411	$	1,842,513
> 90 days	22,261		4,967		4,177		458		31,863
Total	$	1,181,780	$	299,214	$	351,513	$	41,869	$	1,874,376
Past due amounts > 90 days
Still accruing interest	$	6,904	$	1,371	$	—	$	—	$	8,275
Not accruing interest	15,357		3,596		4,177		458		23,588
Total	$	22,261	$	4,967	$	4,177	$	458	$	31,863

	December 31, 2015
	Sales-type Lease Receivables				Loan Receivables
	North America		International		North America		International		Total
1 - 90 days	$	1,193,232	$	303,017	$	360,052	$	41,117	$	1,897,418
> 90 days	19,158		5,082		3,620		487		28,347
Total	$	1,212,390	$	308,099	$	363,672	$	41,604	$	1,925,765
Past due amounts > 90 days
Still accruing interest	$	5,041	$	1,617	$	—	$	—	$	6,658
Not accruing interest	14,117		3,465		3,620		487		21,689
Total	$	19,158	$	5,082	$	3,620	$	487	$	28,347

Financing Receivable Credit Quality Indicators

	March 31, 2016		December 31, 2015
Sales-type lease receivables
Low	$	915,792	$	926,387
Medium	194,933		192,645
High	35,904		37,573
Not Scored	35,151		55,785
Total	$	1,181,780	$	1,212,390
Loan receivables
Low	$	248,426	$	260,204
Medium	82,061		85,671
High	9,550		10,810
Not Scored	11,476		6,987
Total	$	351,513	$	363,672