Finance Assets (Tables)

9 Months Ended

Sep. 30, 2015

Receivables [Abstract]

Financing Receivables

Finance receivables at September 30, 2015 and December 31, 2014 consisted of the following:

	September 30, 2015									December 31, 2014
	North America			International			Total			North America			International			Total
Sales-type lease receivables
Gross finance receivables	$	1,219,242		$	318,369		$	1,537,611		$	1,286,624		$	366,669		$	1,653,293
Unguaranteed residual values	100,210			16,319			116,529			105,205			18,291			123,496
Unearned income	(255,747		)	(70,496		)	(326,243		)	(270,196		)	(83,110		)	(353,306		)
Allowance for credit losses	(7,531		)	(3,660		)	(11,191		)	(10,281		)	(5,129		)	(15,410		)
Net investment in sales-type lease receivables	1,056,174			260,532			1,316,706			1,111,352			296,721			1,408,073
Loan receivables
Loan receivables	355,106			48,454			403,560			376,987			47,665			424,652
Allowance for credit losses	(9,853		)	(1,650		)	(11,503		)	(10,912		)	(1,788		)	(12,700		)
Net investment in loan receivables	345,253			46,804			392,057			366,075			45,877			411,952
Net investment in finance receivables	$	1,401,427		$	307,336		$	1,708,763		$	1,477,427		$	342,598		$	1,820,025

Allowance for Credit Losses on Financing Receivables

Activity in the allowance for credit losses for the nine months ended September 30, 2015 and 2014 was as follows:

	Sales-type Lease Receivables						Loan Receivables
	North America			International			North America			International			Total
Balance at January 1, 2015	$	10,281		$	5,129		$	10,912		$	1,788		$	28,110
Amounts charged to expense	802			183			6,171			867			8,023
Write-offs and other	(3,552		)	(1,652		)	(7,230		)	(1,005		)	(13,439		)
Balance at September 30, 2015	$	7,531		$	3,660		$	9,853		$	1,650		$	22,694
	Sales-type Lease Receivables						Loan Receivables
	North America			International			North America			International			Total
Balance at January 1, 2014	$	14,165		$	9,703		$	11,165		$	1,916		$	36,949
Amounts charged to expense	3,232			35			7,759			1,366			12,392
Write-offs and other	(4,491		)	(4,252		)	(7,980		)	(1,381		)	(18,104		)
Balance at September 30, 2014	$	12,906		$	5,486		$	10,944		$	1,901		$	31,237

Past Due Financing Receivables

The aging of gross finance receivables at September 30, 2015 and December 31, 2014 was as follows:

	September 30, 2015
	Sales-type Lease Receivables				Loan Receivables
	North America		International		North America		International		Total
1 - 30 days	$	1,153,935	$	301,527	$	340,106	$	46,409	$	1,841,977
31 - 60 days	26,887		5,635		8,565		1,167		42,254
61 - 90 days	19,165		3,543		2,978		370		26,056
> 90 days	19,255		7,664		3,457		508		30,884
Total	$	1,219,242	$	318,369	$	355,106	$	48,454	$	1,941,171
Past due amounts > 90 days
Still accruing interest	$	5,356	$	2,258	$	—	$	—	$	7,614
Not accruing interest	13,899		5,406		3,457		508		23,270
Total	$	19,255	$	7,664	$	3,457	$	508	$	30,884

	December 31, 2014
	Sales-type Lease Receivables				Loan Receivables
	North America		International		North America		International		Total
1 - 30 days	$	1,217,623	$	347,236	$	359,672	$	45,678	$	1,970,209
31 - 60 days	23,242		6,207		9,245		1,201		39,895
61 - 90 days	24,198		4,494		3,498		413		32,603
> 90 days	21,561		8,732		4,572		373		35,238
Total	$	1,286,624	$	366,669	$	376,987	$	47,665	$	2,077,945
Past due amounts > 90 days
Still accruing interest	$	5,931	$	2,517	$	—	$	—	$	8,448
Not accruing interest	15,630		6,215		4,572		373		26,790
Total	$	21,561	$	8,732	$	4,572	$	373	$	35,238

Financing Receivable Credit Quality Indicators

	September 30, 2015		December 31, 2014
Sales-type lease receivables
Low	$	924,814	$	936,979
Medium	207,186		230,799
High	39,595		45,202
Not Scored	47,647		73,644
Total	$	1,219,242	$	1,286,624
Loan receivables
Low	$	248,542	$	259,436
Medium	85,716		96,243
High	10,445		10,913
Not Scored	10,403		10,395
Total	$	355,106	$	376,987