Finance Assets (Tables)

3 Months Ended

Mar. 31, 2015

Receivables [Abstract]

Financing Receivables

Finance receivables at March 31, 2015 and December 31, 2014 consisted of the following:

	March 31, 2015									December 31, 2014
	North America			International			Total			North America			International			Total
Sales-type lease receivables
Gross finance receivables	$	1,254,166		$	323,490		$	1,577,656		$	1,286,624		$	366,669		$	1,653,293
Unguaranteed residual values	102,322			16,289			118,611			105,205			18,291			123,496
Unearned income	(266,176		)	(73,869		)	(340,045		)	(270,196		)	(83,110		)	(353,306		)
Allowance for credit losses	(8,465		)	(4,066		)	(12,531		)	(10,281		)	(5,129		)	(15,410		)
Net investment in sales-type lease receivables	1,081,847			261,844			1,343,691			1,111,352			296,721			1,408,073
Loan receivables
Loan receivables	359,174			46,801			405,975			376,987			47,665			424,652
Allowance for credit losses	(10,732		)	(1,638		)	(12,370		)	(10,912		)	(1,788		)	(12,700		)
Net investment in loan receivables	348,442			45,163			393,605			366,075			45,877			411,952
Net investment in finance receivables	$	1,430,289		$	307,007		$	1,737,296		$	1,477,427		$	342,598		$	1,820,025

Allowance for Credit Losses on Financing Receivables

Activity in the allowance for credit losses for the three months ended March 31, 2015 and 2014 was as follows:

	Sales-type Lease Receivables						Loan Receivables
	North America			International			North America			International			Total
Balance at January 1, 2015	$	10,281		$	5,129		$	10,912		$	1,788		$	28,110
Amounts charged to expense	16			(270		)	2,431			214			2,391
Write-offs and other	(1,832		)	(793		)	(2,611		)	(364		)	(5,600		)
Balance at March 31, 2015	$	8,465		$	4,066		$	10,732		$	1,638		$	24,901
	Sales-type Lease Receivables						Loan Receivables
	North America			International			North America			International			Total
Balance at January 1, 2014	$	14,165		$	9,703		$	11,165		$	1,916		$	36,949
Amounts charged to expense	1,052			169			2,492			361			4,074
Write-offs and other	(2,310		)	(93		)	(2,663		)	(336		)	(5,402		)
Balance at March 31, 2014	$	12,907		$	9,779		$	10,994		$	1,941		$	35,621

Past Due Financing Receivables

The aging of gross finance receivables at March 31, 2015 and December 31, 2014 was as follows:

	March 31, 2015
	Sales-type Lease Receivables				Loan Receivables
	North America		International		North America		International		Total
1 - 30 days	$	1,174,381	$	301,905	$	344,225	$	44,992	$	1,865,503
31 - 60 days	29,268		7,993		7,769		1,117		46,147
61 - 90 days	20,723		6,699		3,312		306		31,040
> 90 days	29,794		6,893		3,868		386		40,941
Total	$	1,254,166	$	323,490	$	359,174	$	46,801	$	1,983,631
Past due amounts > 90 days
Still accruing interest	$	9,818	$	2,608	$	—	$	—	$	12,426
Not accruing interest	19,976		4,285		3,868		386		28,515
Total	$	29,794	$	6,893	$	3,868	$	386	$	40,941

	December 31, 2014
	Sales-type Lease Receivables				Loan Receivables
	North America		International		North America		International		Total
1 - 30 days	$	1,217,623	$	347,236	$	359,672	$	45,678	$	1,970,209
31 - 60 days	23,242		6,207		9,245		1,201		39,895
61 - 90 days	24,198		4,494		3,498		413		32,603
> 90 days	21,561		8,732		4,572		373		35,238
Total	$	1,286,624	$	366,669	$	376,987	$	47,665	$	2,077,945
Past due amounts > 90 days
Still accruing interest	$	5,931	$	2,517	$	—	$	—	$	8,448
Not accruing interest	15,630		6,215		4,572		373		26,790
Total	$	21,561	$	8,732	$	4,572	$	373	$	35,238

Financing Receivable Credit Quality Indicators

	March 31, 2015		December 31, 2014
Sales-type lease receivables
Low	$	934,494	$	936,979
Medium	220,809		230,799
High	44,232		45,202
Not Scored	54,631		73,644
Total	$	1,254,166	$	1,286,624
Loan receivables
Low	$	246,071	$	259,436
Medium	91,725		96,243
High	10,730		10,913
Not Scored	10,648		10,395
Total	$	359,174	$	376,987